Home Movers and First Time Buyers in Sheffield use a Mortgage Broker (Mortgage Advisor) to help the process of purchasing a home go as smoothly as possible. Buying a home can be a very stressful experience, and our customers like to know they have got someone reliable on their side on hand to answer all their questions and queries.
Your Dedicated Mortgage Advisor in Sheffield will ensure you obtain the most suited mortgage to match your circumstances. We will recommend the most suitable mortgage for you and package your application to the Lender in such a way to give it the best chance of success. The same rules apply when you come to Remortgage too, we like to know our customers are on the most affordable deal for the entire term of the mortgage.
We think talking to a Mortgage Advisor in Sheffield early on in the process is a good idea. We can help you work out what you can afford to pay and also how much the different Lenders will let you borrow. You would be surprised by the vast differences between Mortgage Lenders when it comes to the maximum mortgage available. Knowing what you can afford well in advance of making an application helps you avoid disappointment.
Communication also plays a large part. We like to keep our customers informed about their application’s progress by email, so you know things are moving forward. It’s good to know that we are also at the end of the phone when you need us.
Mortgage Brokers work for the customer, not the Lender. This is important to note because we are in your corner sometimes having to argue the strengths of an application to ensure it goes through. We know our customer’s financial situation inside out, and by requesting and checking your proof of income and bank statements well in advance of a Lender seeing them, we look to avoid any potential hurdles before we hit them carefully.
If you need help you choose the right type of survey for your transaction and instruct a Solicitor on your behalf to carry out the legal aspects of your transaction. We are experts in completing application forms on behalf of our clients to ensure accuracy and give your application the best chance of completion.
Finally, a great Mortgage Advisor will love to build up an ongoing relationship with a client. It can often start with an affordability assessment and Agreement in Principle before even finding a house. Even after the purchase is complete, we keep regular contact via email and re-engage by phone running up to the initial mortgage product coming to its end. We then compare the market on your behalf once again to obtain the best remortgage deal available.