Common First Time Buyer Mortgage Scenarios in Sheffield
After helping thousands of first time buyers achieve their mortgage dreams, we’ve encountered many of the same if not similar mortgage scenarios. From time to time, we may come across a difficult mortgage scenario that we’ve not seen before; no matter the circumstance, we will not give up without trying to get by the problem.
Here are some of the most common mortgage scenarios that we come across as a mortgage broker in Sheffield.
How much can you borrow for a mortgage in Sheffield?
If you are struggling to work out how much you can borrow, you can either get in touch with one of our mortgage advisors in Sheffield or get a rough estimation by using our affordability calculator.
Depending on various factors, such as your income and earnings, the amount that you can borrow will change. We will be able to give you an accurate figure once we have carried out our free affordability assessment on you.
Ready to make an offer on a property?
Once you’ve found a property that you want to make an offer on, you now need to arrange the mortgage part of the process. Once you’re ready to move onto this stage, you can easily book a free mortgage appointment online with a mortgage advisor in Sheffield.
In some cases, we will have availability for the same day, meaning that you can speak to an expert straight away!
Has your offer already been accepted?
An accepted offer means that you need to get your mortgage process started right away!
Preparing your mortgage application with a mortgage broker in Sheffield can often speed up the mortgage process. We know what we are doing, we have been in this game for over 20 years.
Looking for an agreement in principle ahead of your mortgage?
An AIP is a ‘must have’ for your mortgage journey. They will help you through most stages of the process. An agreement in principle shows your seller that you can continue straight away. You just need to provide evidential documents to support your application – our team will help you with all of this.
Struggling to get accepted for a mortgage?
If you’re struggling to make it through the mortgage on your own, you should get help from a mortgage expert.
There’s nothing wrong with getting help! If you’re looking for help, take our hand and let a mortgage broker in Sheffield like us, guide you through the process.
Contact us to book your free mortgage appointment with a mortgage advisor in Sheffield.
Why choose us as your Mortgage Broker in Sheffield?
There are many reasons to choose a mortgage broker in Sheffield over a bank or building society, however, why choose Sheffieldmoneyman over other mortgage brokers?
A mortgage broker like us works solely for you, we will always want the best for you.
Fast & Friendly
Our job is to provide you with a fast and friendly mortgage advice service. We will try and find you a mortgage product perfect for your personal and financial situation.
You can book in your free mortgage appointment online by using our new booking feature. It’s quick and simple, like our mortgage advice in Sheffield!
7 days a week
Speaking of booking in your free mortgage consultation, we are available 7 days a week. This means that you can book in your own appointment with a mortgage advisor in Sheffield at a time that suits you best. We are also open during out of office hours, therefore, you can book in before or after work.
Our excellent customer reviews are a great representation of our service. We have built up a large number of reviews from our happy customers, take a look if you’re interested.
As a responsive mortgage broker in Sheffield, customer service is at the heart of the company, we want to make sure that you feel comfortable and secure during every step of the process.
We can search 1000s of deals
As a mortgage broker in Sheffield, we have access to many competitive mortgage products. With over 30 lenders on panel and a great relationship with each one of them, we may just be able to find you that one in a hundred deal that you were looking for!