Speak to an Advisor 7 days, 8am - 10pm
Speak to an Advisor 7 days, 8am - 10pm
If you are in need of speaking to a expert Buy to Let mortgage advisor in Sheffield, our trusted team of dedicated Mortgage Advisors can help with this.
You could be a first time landlord or you could already have an extensive portfolio of properties. Either way you’ll always receive the same level of service our experienced mortgage team are wont to provide.
As a well-known and reputable Mortgage Broker in Sheffield, we have helped many investors obtain their Buy to Let in Sheffield. Our dedicated team will search through 1000s of products to find you the most appropriate mortgage for what you’re looking to achieve with your investment purchases.
The Financial Conduct Authority does not regulate some types of buy to let or commercial mortgages.
If perchance you would rather purchase your buy to let property by way of a limited company (Special Purpose Vehicle), providing you with mortgage advice in Sheffield will still be able to talk you through your options. We have experience in many different areas of the buy to let mortgage market.
If you are looking to discuss and compare taxation benefits, this is something you’ll ideally need to talk through with a tax advisor as they will be able to correctly provide you with advice on this topic.
As well as a standard residential Buy to Let in Sheffield, we also have the knowledge and experience to provide assistance with HMOs (House of Multiple Occupancy) and holiday lets, should you require it.
The amount you can borrow for a buy to let mortgage in Sheffield depends on various factors, including your income, credit history, property value, and the lender’s criteria. Mortgage lenders typically assess your rental income potential as well. It’s recommended to speak with a mortgage advisor to determine your borrowing capacity.
To get an accurate figure as to how much you can borrow for your buy to let mortgage in Sheffield, get in touch with our buy let experts and arrange a free initial call back online.
Your home may be repossessed if you do not keep up repayments on your mortgage.
There may be a fee for mortgage advice. The fee is up to 1% but a typical fee is £495.
The typical deposit for a buy to let mortgage in Sheffield is around 25% of the property’s value. However, requirements can vary, so it’s best to consult with a mortgage advisor for precise details.
Yes, you can purchase a property through a limited company in Sheffield for buy-to-let purposes. Many landlords choose this option for tax and liability benefits. Consult with a legal advisor for the specifics of setting up a limited company.
Our Customers Love Us
4.95 Rating246 Reviews
David
This was a fantastic service that helped with what ended up being quite a complicated mortgage. The communication and support provided throughout was first class, I’ll use them again without question. Thank you.
2 weeks ago
Rafa
My journey getting a mortgage with Moneyman was amazing. Starting with Dinah how she was listening to me and understanding im new to everything ending to advice me what to use to request mortgage. Then reaching to the best ever Stacey Moss and how...
1 month ago
Ami
Malcolm and his team have been great from start to finish. We’ve had weekend appointments and updates after the usual working hours which has been really appreciated and helped make the process of finding and securing a mortgage offer a lot less...
1 month ago
Stuart
Needed mortgage advise as a 50+ and thought it might be more difficult than it turned out thanks to Charlie. Questions answered in a timely fashion. Explanations easy to understood and with time to think.
2 months ago
Anonymous
Very helpful and they are with you every step of the way. Always there to answer any questions, which I had a few due to being a first time buyer. Amazing!
2 months ago
Rhoda
such a good complanythay is next to none. Staff are good as gold with a high level of professionalism. It will be worth mentioning that Jason Loft and LIzzi Roscoe worked so hard to help me achieve my dream of getting on to the property ladder....
3 months ago
Gemma
Efficient and helpful.
5 months ago
Rachel
The service we received from both Jason and Stacey has been excellent. We had quite long and stressful process from when we applied for our mortgage to getting our offer. In that time, both worked hard to get the application progressing as it should...
5 months ago
A
Fantastic service and clear explanations of all our options. Wayne has been a huge help in the process.
6 months ago
Marta
I had the pleasure of working with Jason from Sheffield Money Man, and I couldn't be more impressed with the experience. From the very beginning, Jason was incredibly professional, knowledgeable, and patient. They took the time to explain every step...
7 months ago
Abigail
very knowledgeable, everything explained very clearly. something that sempt complicated to me was made very simple and straight forward.
7 months ago
Paul
Great service from start to finish always at hand if needed and quick response Thanks guys
7 months ago
Craig
This company has been absolutely fantastic to work with. I was let down by my own bank when needing a mortgage. Sheffieldmoneyman helped me get a an excellent mortgage deal with cash back! My fixed rate mortgage is due to finish and they have been...
8 months ago
Michael
Always happy to renew with MoneyMan, fast and efficient
9 months ago
Benjamin
Fantastic team, we have brokered our original mortgage through them and our remortgage. Both times the team were eager to help and ensure we got the best deal for us. Special shout out to Daniel who just did out remortgage and was very...
9 months ago
Kieran
Massive help. Charlie went above and beyond. Would highly recommend
9 months ago
Darren
Would definitely recommend Sheffield Moneyman. Took all the stress out of getting the right mortgage. Will use again when my fixed rate ends.
10 months ago
Anonymous
This is the 3rd time I've used Sheffield Moneyman & I've not been disappointed.
11 months ago
Anonymous
I have been with them for almost 10 years now, with both my residential property and a buy-to-let, and they are really great. I have mortgaged and remortgaged many times to reflect changes in the properties, their value or to take advantage of...
11 months ago
Sean
leo & stacey have been amazing helped us get a mortgage and put any worries or stress to ease highly recommend
11 months ago
A buy to let mortgage advisor in Sheffield can help you determine your realistic investment goals based on your financial situation and market conditions.
We can also explain the differences between interest-only and repayment mortgages, and help you decide which type of mortgage is most suitable to your investment strategy, if you don’t know so already.
This application will include all required documents, such as proof of income and identification. The lender will then assess your projected rental income to ensure you can afford monthly payments and any additional costs, such as maintenance and repairs.
After obtaining your buy to let mortgage and purchasing your rental property, it is important to maintain relevant insurance coverage to protect your investment.
As an experienced and well-versed Buy to Let mortgage broker in Sheffield, we always strive to ensure our customers receive help and support throughout the full process.
Your dedicated mortgage advisor will be by your side from the start of your process, right through until the end of your buy to let mortgage transaction.
Our long-standing team of mortgage advisors in Sheffield, here at Sheffieldmoneyman, know the buy to let mortgage market from front to back, left to right.
It is our company aim to make the process as clear & simple as we possibly can, from your initial contact with us, up until the day that you get the keys to your property.
We have a great deal of experience in working with buy to let mortgages, forming recurrent relationships with landlords and helping them to find the most suitable mortgage that will suit their situation.
We always make sure that we are up to date with the latest buy to let legislation and lending criteria, as this allows us to offer our customers recent, open and honest mortgage advice in Sheffield.
We will be available seven days a week, anytime we’re needed and at a time that suits you. Buy to Let mortgages are never always as simple and easy as you’d like. We will do what we can to help you over any hurdles that arise during your journey.
Take a look at our genuine customer reviews and bear witness to the reasons why so many landlords choose us when looking to take out a Buy to Let in Sheffield.
Current landlords who’ve already built up a portfolio of buy to let properties may want to invest in further opportunities. If this is the case, there’s an option to remortgage one of the properties to release equity. This equity can be used to cover the deposit on another Buy to Let in Sheffield.
Not all lenders will accept an applicant who is applying through these means, however, it’s not impossible to find a lender who will.
If you’re looking to grow your buy to let portfolio through a Limited Company or Special Purpose Vehicle (SPV), this is a specialist topic, so we would strongly recommend that you speak with a specialist Mortgage Advisor in Sheffield.
House of multiple occupation mortgages are taken out on properties occupied usually by five or more people. They’re particularly popular amongst landlords who own student accommodation.
These types of Buy to Let in Sheffield can sometimes be hard to find; not every lender will offer HMO deals. If you’re thinking of applying for a HMO mortgage for your buy to let property, it may be worthwhile speaking to a specialist mortgage advisor in Sheffield.
We understand that there are lots of different buy to let mortgage scenarios. For example, you may be a first time buyer and are planning to invest in buy to let or you may have a complicated mortgage situation that requires help from an expert. If you need a second opinion on anything regarding a Buy to Let in Sheffield, feel free to get in touch with our expert team today.
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Sheffieldmoneyman is a trading name of UKMM Limited, which is an appointed representative of Mortgage Advice Bureau (Derby) Limited, who are authorised and regulated by the Financial Conduct Authority.
UKMM Limited is Registered in England, No. 16541342 | Registered Address: Capital House, Pride Place, Pride Park, Derby, England, DE24 8QR.
© Sheffieldmoneyman 2025.
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Sheffieldmoneyman is a trading name of UKMM Limited, which is an appointed representative of Mortgage Advice Bureau (Derby) Limited, who are authorised and regulated by the Financial Conduct Authority.
UKMM Limited is Registered in England, No. 16541342 | Registered Address: Capital House, Pride Place, Pride Park, Derby, England, DE24 8QR.
© Sheffieldmoneyman 2025.
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