It's Free to Speak to an Advisor, 7 days, 8am - 10pm

Buy to Let Mortgage Advice in Sheffield

It's free to speak with a mortgage advisor
7 days a week, 8am - 10pm

0114 407 0086 Speak to an Advisor - It's Free!
Reviews IO Logo

Read our 211 Reviews

Reviews Logo

Buy to Let Mortgage Advice in Sheffield

Maximise your investment with tailored mortgage advice in Sheffield and start your landlord journey with us!

Speak to an Advisor - It's Free!

Are you a budding or existing landlord looking for a buy to let mortgage in Sheffield?

If you are in need of speaking to a expert Buy to Let mortgage advisor in Sheffield, our trusted team of dedicated Mortgage Advisors can help with this.

You could be a first time landlord or you could already have an extensive portfolio of properties. Either way you’ll always receive the same level of service our experienced mortgage team are wont to provide.

As a well-known and reputable Mortgage Broker in Sheffield, we have helped many investors obtain their Buy to Let in Sheffield. Our dedicated team will search through 1000s of products to find you the most appropriate mortgage for what you’re looking to achieve with your investment purchases.

The Financial Conduct Authority does not regulate some types of buy to let or commercial mortgages.

Video BG One Video BG Two
Buy to Let Mortgage Advice in Sheffield

We build relationships with landlords in Sheffield

If perchance you would rather purchase your buy to let property by way of a limited company (Special Purpose Vehicle), providing you with mortgage advice in Sheffield will still be able to talk you through your options. We have experience in many different areas of the buy to let mortgage market.

If you are looking to discuss and compare taxation benefits, this is something you’ll ideally need to talk through with a tax advisor as they will be able to correctly provide you with advice on this topic.

As well as a standard residential Buy to Let in Sheffield, we also have the knowledge and experience to provide assistance with HMOs (House of Multiple Occupancy) and holiday lets, should you require it.

How much can I borrow for a buy to let mortgage in Sheffield?

The amount you can borrow for a buy to let mortgage in Sheffield depends on various factors, including your income, credit history, property value, and the lender’s criteria. Mortgage lenders typically assess your rental income potential as well. It’s recommended to speak with a mortgage advisor to determine your borrowing capacity.

To get an accurate figure as to how much you can borrow for your buy to let mortgage in Sheffield, get in touch with our buy let experts and arrange a free call back online.

Video BG OneVideo BG Two
Speak to an Advisor - It's Free!

FAQs From Buy to Let Landlords in Sheffield

How much deposit do I need for a buy to let mortgage in Sheffield?

Accorion Arrow

The typical deposit for a buy to let mortgage in Sheffield is around 25% of the property’s value. However, requirements can vary, so it’s best to consult with a mortgage advisor for precise details.

Can I buy a property through a limited company in Sheffield?

Accorion Arrow

Yes, you can purchase a property through a limited company in Sheffield for buy-to-let purposes. Many landlords choose this option for tax and liability benefits. Consult with a legal advisor for the specifics of setting up a limited company.

Our Customers Love Us

Reviews Stars4.95 Rating211 Reviews

Our Simple Mortgage Process

Free 30-Minute Mortgage Appointment

Step 1

A buy to let mortgage advisor in Sheffield can help you determine your realistic investment goals based on your financial situation and market conditions.

We Can Search 1000s of Mortgage Deals

Step 2

We can also explain the differences between interest-only and repayment mortgages, and help you decide which type of mortgage is best suited to your investment strategy, if you don't know so already.

Submit Your Mortgage Application

Step 3

This application will include all required documents, such as proof of income and identification. The lender will then assess your projected rental income to ensure you can afford monthly payments and any additional costs, such as maintenance and repairs.

Protecting You and Your Mortgage

Step 4

After obtaining your buy to let mortgage and purchasing your rental property, it is important to maintain relevant insurance coverage to protect your investment.

Reasons To Choose Us

Free Mortgage Review

Accorion Arrow

As an experienced and well-versed Buy to Let mortgage broker in Sheffield, we always strive to ensure our customers receive help and support throughout the full process.

Your dedicated mortgage advisor will be by your side from the start of your process, right through until the end of your buy to let mortgage transaction.

1000s of Deals

Accorion Arrow

Our long-standing team of mortgage advisors in Sheffield, here at Sheffieldmoneyman, know the buy to let mortgage market from front to back, left to right.

It is our company aim to make the process as clear & simple as we possibly can, from your initial contact with us, up until the day that you get the keys to your property.

Our Service

Accorion Arrow

We have a great deal of experience in working with buy to let mortgages, forming recurrent relationships with landlords and helping them to find the best mortgage that will suit their situation.

We always make sure that we are up to date with the latest buy to let legislation and lending criteria, as this allows us to offer our customers recent, open and honest mortgage advice in Sheffield.

7 Days a Week

Accorion Arrow

We will be available seven days a week, anytime we’re needed and at a time that best suits you. Buy to Let mortgages are never always as simple and easy as you’d like. We will do what we can to help you over any hurdles that arise during your journey.

Take a look at our genuine customer reviews and bear witness to the reasons why so many landlords choose us when looking to take out a Buy to Let in Sheffield.

Malcolm and Amy Davidson - Mortgage Advice in Sheffield

We Search 1000s of Buy to Let Mortgages in Sheffield

Fleet Mortgages
Paragon Mortgages
TSB Mortgages
Bluestone Mortgage Advice
BM Solutions Mortgages
Chorley Building Society
Precise Logo
Pepper Money
Mortgage Works
Coventry Building Society
Natwest Mortgage Advice
Newcastle Building Society
Kensington Logo
Accord Mortgages
Aldermore Mortgage Lender
Beverley Building Society
Kent Reliance
Virgin Money & Mortgages
Leeds Building Society
Scottish Widows
Foundation Home Loans

Buy to Let Mortgage Scenarios in Sheffield

Remortgage a Buy to Let in Sheffield

Accorion Arrow

Current landlords who’ve already built up a portfolio of buy to let properties may want to invest in further opportunities. If this is the case, there’s an option to remortgage one of the properties to release equity. This equity can be used to cover the deposit on another Buy to Let in Sheffield.

Limited Company Mortgages / Special Purpose Vehicles (SPVs)

Accorion Arrow

Not all lenders will accept an applicant who is applying through these means, however, it’s not impossible to find a lender who will.

If you’re looking to grow your buy to let portfolio through a Limited Company or Special Purpose Vehicle (SPV), this is a specialist topic, so we would strongly recommend that you speak with a specialist Mortgage Advisor in Sheffield.

HMO Mortgages in Sheffield

Accorion Arrow

House of multiple occupation mortgages are taken out on properties occupied usually by five or more people. They’re particularly popular amongst landlords who own student accommodation.

These types of Buy to Let in Sheffield can sometimes be hard to find; not every lender will offer HMO deals. If you’re thinking of applying for a HMO mortgage for your buy to let property, it may be worthwhile speaking to a specialist mortgage advisor in Sheffield.

Buy to Let Mortgages in Sheffield

Accorion Arrow

We understand that there are lots of different buy to let mortgage scenarios. For example, you may be a first time buyer and are planning to invest in buy to let or you may have a complicated mortgage situation that requires help from an expert. If you need a second opinion on anything regarding a Buy to Let in Sheffield, feel free to get in touch with our expert team today.

Mortgage Guides & Sheffieldmoneyman are trading styles of UK Moneyman Limited, which is authorised and regulated by the Financial Conduct Authority.

UK Moneyman Limited is Registered in England, No. 6789312 | Registered Address: 10 Consort Court, Hull, HU9 1PU.

Authorised and Regulated by the Financial Conduct Authority.

We are entered on the Financial Services Register No. 627742 at

Equity Release Council Logo Solla Later Life Logo
Facebook Image X Image Instagram Image YouTube Image LinkedIn Image SpotifyImage TikTok Image

Speak to an Advisor – It’s free!
7 Days a Week, 8am – 10pm

Speak to an Advisor – It’s Free Enquire Online 0114 407 0086
We use cookies to enhance your customer experience. More detailsGot It