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Critical illness insurance offers valuable financial protection in the event of a specific illness or disability diagnosis, however, it’s essential to note that not all policies cover every serious illness, making it crucial to explore various options before choosing a policy. To ensure a smooth claims process, honesty with your advisor about your health is essential, as it can help avoid claim rejections.
This lump sum can be utilised to pay off a mortgage, cover medical expenses, or even make necessary home improvements. If you are seeking critical illness insurance in Sheffield, our expert protection and mortgage advisors in Sheffield are here to help you.
If you require assistance with Critical Illness Cover or finding a reliable mortgage broker in Sheffield, our team is readily available to provide comprehensive answers to all your insurance inquiries. Seeking advice before choosing an insurance product can be highly beneficial, as it helps you identify the most suitable option based on your individual circumstances and needs.
Critical Illness Cover offers broader protection, encompassing a wide range of conditions, which increases the likelihood of receiving a pay-out in the event of a qualifying diagnosis. Due to the comprehensive coverage it provides, the premiums for this type of insurance may be slightly higher than other life insurance products.
Sometimes a claim may be denied if the claimant did not include the specific health conditions during the application. This exemption doesn’t extend to conditions unknown or absent at the time of application.
The lump sum is released as long as the mentioned condition is covered by the policy, irrespective of the claimant’s ability to return to work.
What the claimant does with the lump sum, is entirely up to them. As a trusted mortgage broker in Sheffield, we see many use the money to repay their mortgage, pay for medical care or make any developments to their home.
Your home may be repossessed if you do not keep up repayments on your mortgage.
There may be a fee for mortgage advice. The fee is up to 1% but a typical fee is £495.
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4.95 Rating247 Reviews
Lauren
Super fast replies. So helpful. We’re really great full for the help Jason have us!
1 month ago
David
This was a fantastic service that helped with what ended up being quite a complicated mortgage. The communication and support provided throughout was first class, I’ll use them again without question. Thank you.
2 months ago
Rafa
My journey getting a mortgage with Moneyman was amazing. Starting with Dinah how she was listening to me and understanding im new to everything ending to advice me what to use to request mortgage. Then reaching to the best ever Stacey Moss and how...
3 months ago
Ami
Malcolm and his team have been great from start to finish. We’ve had weekend appointments and updates after the usual working hours which has been really appreciated and helped make the process of finding and securing a mortgage offer a lot less...
4 months ago
Stuart
Needed mortgage advise as a 50+ and thought it might be more difficult than it turned out thanks to Charlie. Questions answered in a timely fashion. Explanations easy to understood and with time to think.
4 months ago
Anonymous
Very helpful and they are with you every step of the way. Always there to answer any questions, which I had a few due to being a first time buyer. Amazing!
4 months ago
Rhoda
such a good complanythay is next to none. Staff are good as gold with a high level of professionalism. It will be worth mentioning that Jason Loft and LIzzi Roscoe worked so hard to help me achieve my dream of getting on to the property ladder....
6 months ago
Gemma
Efficient and helpful.
7 months ago
Rachel
The service we received from both Jason and Stacey has been excellent. We had quite long and stressful process from when we applied for our mortgage to getting our offer. In that time, both worked hard to get the application progressing as it should...
7 months ago
A
Fantastic service and clear explanations of all our options. Wayne has been a huge help in the process.
8 months ago
Marta
I had the pleasure of working with Jason from Sheffield Money Man, and I couldn't be more impressed with the experience. From the very beginning, Jason was incredibly professional, knowledgeable, and patient. They took the time to explain every step...
9 months ago
Abigail
very knowledgeable, everything explained very clearly. something that sempt complicated to me was made very simple and straight forward.
9 months ago
Paul
Great service from start to finish always at hand if needed and quick response Thanks guys
9 months ago
Craig
This company has been absolutely fantastic to work with. I was let down by my own bank when needing a mortgage. Sheffieldmoneyman helped me get a an excellent mortgage deal with cash back! My fixed rate mortgage is due to finish and they have been...
11 months ago
Michael
Always happy to renew with MoneyMan, fast and efficient
11 months ago
Benjamin
Fantastic team, we have brokered our original mortgage through them and our remortgage. Both times the team were eager to help and ensure we got the best deal for us. Special shout out to Daniel who just did out remortgage and was very...
1 year ago
Kieran
Massive help. Charlie went above and beyond. Would highly recommend
1 year ago
Darren
Would definitely recommend Sheffield Moneyman. Took all the stress out of getting the right mortgage. Will use again when my fixed rate ends.
1 year ago
Anonymous
This is the 3rd time I've used Sheffield Moneyman & I've not been disappointed.
1 year ago
Anonymous
I have been with them for almost 10 years now, with both my residential property and a buy-to-let, and they are really great. I have mortgaged and remortgaged many times to reflect changes in the properties, their value or to take advantage of...
1 year ago
Start a conversation with our dedicated protection advisor to explore the insurance options that align with your interests and needs.
Our extensive access to a range of insurance products lets us to identify the most suitable and effective policy to protect you and your family.
We will move forward by submitting your application to the provider. In some cases, the policy provider may require additional information from us to further review your application.
If you’ve secured your mortgage with us, we’ll be in touch when it’s time for you to remortgage. This will provide us with an opportunity to review any existing policies you currently hold.
Experience a complimentary Insurance consultation in Sheffield, where you’ll gain valuable insights into the world of Critical Illness Cover. Our knowledgeable Protection Specialists in Sheffield will be there to guide you through the process, presenting a range of policies tailored specifically to your unique circumstances. With our expert advice, you can rest assured that the chosen policy will provide optimal benefits for you and your family.
In your search for protection advice in Sheffield, Critical Illness Cover stands out as a top-notch option. Irrespective of the available coverage choices, it offers substantial benefits and the reassurance of knowing that your family will be financially secure to cover any outstanding debts or expenses.
Our dedicated team is committed to finding you the perfect policy, serving as a financial safety net for your family in the unfortunate event of your passing. Opting for Insurance options in Sheffield ensures that your loved ones won’t face unnecessary financial burdens during such a challenging time.
Drawing on our extensive experience as a mortgage broker in Sheffield, we’ve observed that many of our customers choose to complement their Critical Illness Cover with other policies, tailoring their choices to suit individual needs and circumstances.
Read our 247 Reviews
Sheffieldmoneyman is a trading name of UKMM Limited, which is an appointed representative of Mortgage Advice Bureau (Derby) Limited, who are authorised and regulated by the Financial Conduct Authority.
UKMM Limited is Registered in England, No. 16541342 | Registered Address: Capital House, Pride Place, Pride Park, Derby, England, DE24 8QR.
© Sheffieldmoneyman 2009–2026
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Sheffieldmoneyman is a trading name of UKMM Limited, which is an appointed representative of Mortgage Advice Bureau (Derby) Limited, who are authorised and regulated by the Financial Conduct Authority.
UKMM Limited is Registered in England, No. 16541342 | Registered Address: Capital House, Pride Place, Pride Park, Derby, England, DE24 8QR.
© Sheffieldmoneyman 2009–2026
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