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Speak to an Advisor 7 days, 8am - 10pm
If you have bad credit and are looking to take out a mortgage, you may face hurdles that could make the process a little more complicated. Having bad credit does not stop you from getting a mortgage, in fact, we have managed to help many applicants secure a mortgage with bad credit in Sheffield.
Whether you are looking to purchase your first home, move property, remortgage or release equity to raise funds for another purchase, we could have a solution for you that allows you to begin your mortgage journey.
We have over 20 years of experience helping bad credit mortgage applicants; there is rarely a situation that we have not come across before!
Before getting the help that they need, we have seen that some customers are tempted to apply for a mortgage online or through a bank or building society. Unfortunately, there is a risk that the product you are applying for is not accessible to applicants with bad credit in Sheffield. If this is the case, your application may be declined.
It’s not just about finding and applying for the lowest interest rate. You may need to take out a specialist mortgage product if you have bad credit in Sheffield, and this may require using a mortgage broker in Sheffield.
An experienced mortgage broker in Sheffield understands the intricacies of lending criteria and works to find you a mortgage product that benefits your current financial situation.
If you have bad credit in Sheffield and want to assess your mortgage options, get in touch with our team of experts and we can try and find a solution for you.
There are a variety of reasons why you could have bad credit, such as CCJs (county court judgments), DMPs (debt management plans), defaults, late or missed payments, IVAs (individual voluntary agreements), or even bankruptcy. Despite these challenges, mortgage options are still available for individuals with a bad credit history.
If you are worried about how your credit score may impact your ability to secure a mortgage, our team of mortgage advisors in Sheffield are here to help. Contact us today and book your free initial mortgage appointment, where we can explore your mortgage options and find a tailored solution to your circumstances.
Your home may be repossessed if you do not keep up repayments on your mortgage.
There may be a fee for mortgage advice. The fee is up to 1% but a typical fee is £495.
Our Customers Love Us
4.95 Rating248 Reviews
Joao
Very professional, efficient, knowledgeable, and responsive team of people. They were very quick at replying to our emails, and it was very helpful to meet them regularly over video call to discuss all the pros and cons of each decision.
3 weeks ago
Lauren
Super fast replies. So helpful. We’re really great full for the help Jason have us!
3 months ago
David
This was a fantastic service that helped with what ended up being quite a complicated mortgage. The communication and support provided throughout was first class, I’ll use them again without question. Thank you.
4 months ago
Rafa
My journey getting a mortgage with Moneyman was amazing. Starting with Dinah how she was listening to me and understanding im new to everything ending to advice me what to use to request mortgage. Then reaching to the best ever Stacey Moss and how...
5 months ago
Ami
Malcolm and his team have been great from start to finish. We’ve had weekend appointments and updates after the usual working hours which has been really appreciated and helped make the process of finding and securing a mortgage offer a lot less...
5 months ago
Stuart
Needed mortgage advise as a 50+ and thought it might be more difficult than it turned out thanks to Charlie. Questions answered in a timely fashion. Explanations easy to understood and with time to think.
6 months ago
Anonymous
Very helpful and they are with you every step of the way. Always there to answer any questions, which I had a few due to being a first time buyer. Amazing!
6 months ago
Rhoda
such a good complanythay is next to none. Staff are good as gold with a high level of professionalism. It will be worth mentioning that Jason Loft and LIzzi Roscoe worked so hard to help me achieve my dream of getting on to the property ladder....
7 months ago
Gemma
Efficient and helpful.
9 months ago
Rachel
The service we received from both Jason and Stacey has been excellent. We had quite long and stressful process from when we applied for our mortgage to getting our offer. In that time, both worked hard to get the application progressing as it should...
9 months ago
A
Fantastic service and clear explanations of all our options. Wayne has been a huge help in the process.
10 months ago
Marta
I had the pleasure of working with Jason from Sheffield Money Man, and I couldn't be more impressed with the experience. From the very beginning, Jason was incredibly professional, knowledgeable, and patient. They took the time to explain every step...
11 months ago
Abigail
very knowledgeable, everything explained very clearly. something that sempt complicated to me was made very simple and straight forward.
11 months ago
Paul
Great service from start to finish always at hand if needed and quick response Thanks guys
11 months ago
Craig
This company has been absolutely fantastic to work with. I was let down by my own bank when needing a mortgage. Sheffieldmoneyman helped me get a an excellent mortgage deal with cash back! My fixed rate mortgage is due to finish and they have been...
1 year ago
Michael
Always happy to renew with MoneyMan, fast and efficient
1 year ago
Benjamin
Fantastic team, we have brokered our original mortgage through them and our remortgage. Both times the team were eager to help and ensure we got the best deal for us. Special shout out to Daniel who just did out remortgage and was very...
1 year ago
Kieran
Massive help. Charlie went above and beyond. Would highly recommend
1 year ago
Darren
Would definitely recommend Sheffield Moneyman. Took all the stress out of getting the right mortgage. Will use again when my fixed rate ends.
1 year ago
Anonymous
This is the 3rd time I've used Sheffield Moneyman & I've not been disappointed.
1 year ago
The first step is in your hands! Simply book your free initial mortgage appointment online or by giving our team a call.
We have slots available 7 days a week, so make sure to book a date and time that fits around your personal and working schedule
During your free initial mortgage appointment, we will look at your current situation, including your credit and work out what sort of mortgage products you may be able to access.
We will also secure an agreement in principle for you within 24-hours of your free initial mortgage appointment. If this documents expires, get back in touch and we can swiftly renew it for you.
We will search through 1000s of specialist mortgage products to find one that fits your personal and financial situation.
Once we find a suitable mortgage product for you, we will present it in the form of a mortgage illustration. If you are happy with this product, we can move onto the next step of your journey – mortgage application.
From this point, we will pass you onto your own dedicated case manager. They will help you prepare your mortgage application, making sure that you have all of the correct documents in place to support your affordability for this mortgage.
The last step is to send off your mortgage application, then await the response from the lender!
We give every customer the chance to book a free initial mortgage appointment online or by giving us a call over the phone.
You can select a date and time of your choice!
We will search through 1000s of specialist mortgage products to find the most suitable solution to you and your circumstances.
We will factor in your credit, income, outgoings and overall affordability when determining a product for you.
Our team of experienced mortgage advisors in Sheffield harness over twenty years of expertise in the industry.
We apply this wealth of knowledge into each case we take on, trying to make sure that customers find a solution that matches their needs.
We work 7 days a week so that you can get in touch at a time that suits you.
Book an early morning, afternoon or evening appointment – whatever time works for you and your other commitments.
Our Home Buying App is a digital mortgage coach designed to help you save up, plan, and track your home buying journey – whether you’re buying your first home, or fancy a move.
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Read our 248 Reviews
Sheffieldmoneyman is a trading name of UKMM Limited, which is an appointed representative of Mortgage Advice Bureau (Derby) Limited, who are authorised and regulated by the Financial Conduct Authority.
UKMM Limited is Registered in England, No. 16541342 | Registered Address: Capital House, Pride Place, Pride Park, Derby, England, DE24 8QR.
© Sheffieldmoneyman 2009–2026
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Sheffieldmoneyman is a trading name of UKMM Limited, which is an appointed representative of Mortgage Advice Bureau (Derby) Limited, who are authorised and regulated by the Financial Conduct Authority.
UKMM Limited is Registered in England, No. 16541342 | Registered Address: Capital House, Pride Place, Pride Park, Derby, England, DE24 8QR.
© Sheffieldmoneyman 2009–2026
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