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Remortgage Advice in Sheffield

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Finding you the Perfect Remortgage Deal!

If you’re approaching the end of your fixed mortgage term and you want to look at the possibility of Remortgaging in Sheffield, you’ve landed in the right place!

 

During our twenty years of working with Remortgages, we’ve managed to help thousands of customers secure competitive Remortgage deals that were perfect for them.

 

Remortgage Advisors in Sheffield

Our Remortgage Advisors in Sheffield will search through 1000’s of Remortgage deals on your behalf. If they find a great deal that matches your personal and financial situation and you are happy to proceed with the deal, we can get the ball rolling and get your Remortgage application submitted.

 

Our Mortgage Advisors in Sheffield want the best for you and will always recommend that you choose your best option. If your best option is to stick with your current product, our Mortgage Advisors in Sheffield will tell you so.

 

We strongly recommend that you take advantage of our free Remortgage consultation. Getting a free mortgage review could potentially allow you to access a better mortgage rate which could end up saving you money further down the line. Get in touch with your Mortgage Broker in Sheffield today from 8 am – 10 pm, we’ll be ready to take your call!

 

How does it work?Get a quote nowMeet your advisor

We search 1000s of mortgage deals across a large number of lenders, including:

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Common Remortgage Scenarios in Sheffield

As a Mortgage Broker in Sheffield with over two decades of experience with Remortgages, we are confident to say that we’ve come across almost every Remortgage situation. Here are the most common Remortgage scenarios in Sheffield that we come across:

  • A Remortgage for a more competitive interest rate with an aim to save money.
  • Remortgaging to raise money for a large purchase.
  • A Remortgage to fix your monthly repayments to protect you against future interest rate rises (e.g. a fixed-rate mortgage).
  • Remortgaging due to divorce or separation within the household.
  • A Remortgage to consolidate any unsecured lending on credit cards, loans, etc. It’s our job to advise you of the risks involved with securing unsecured lending against your home.
  • Have you been refused a Remortgage by your bank? i.e. failed credit score, they won’t lend enough, don’t fit their lending criteria, etc.
  • Have you got an unusual or complex situation and want a remortgage specialist to assist you along the way?

Whatever your Remortgage requirements, our experienced Mortgage Advisors in Sheffield will help find you the best solution for your circumstances. Get in touch for your free Remortgage consultation in Sheffield today.

 

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Why Should you use Sheffieldmoneyman as your Mortgage Broker in Sheffield?

Our Mortgage Advisors in Sheffield go above and beyond for every customer in order to provide fantastic service. Customer service is at the heart of our company and we wouldn’t be where we are now without it!

  • We work for you! Our Mortgage Advisors in Sheffield will always be Open and Honest with you.
  • It’s our job to make you feel relaxed and comfortable right from your initial inquiry through until you complete your Remortgage journey in Sheffield.
  • Our team works from 8 am10 pm, 7 days a week so that you can get in touch at a time that best suits you.
  • We can provide our Remortgage advice service on a video call or over the telephone, you choose! We’ll work around your work and family commitments.
  • Unlike your bank, we are able to search 1000s of Remortgage deals on your behalf to recommend the most suitable one for you.
  • We have lots of amazing customer reviews that we’re so proud of! We aim to make customer service our priority.

Feel free to take a look at our excellent customer reviews to see what others have thought about our service.

 

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What our customers say

Common mortgage
questions

If you are on your lenders SVR (Standard Variable Rate of Interest) it is more than likely that you are able to save money! As a Mortgage Broker in Sheffield, we will compare the new products available against your current mortgage deal to work out these savings for you. If you have equity in your property in Sheffield, a remortgage would also allow you to release some of this money if required. Usually, for home improvements.

You can Remortgage and increase the size of your mortgage to pay off unsecured debts. Please do not rush into this though as there are some downsides. Always seek Mortgage Advice in Sheffield before consolidating your debts!

Your free remortgage consultation in Sheffield will last around 1 hour. Your remortgage consultation can be carried out over the telephone or face to face. We will then compare a new deal vs your current product and recommend the most suitable with no obligation. You can then decide whether you wish to go ahead or not.

The fees will be similar to the ones involved when you started your current mortgage. However, your dedicated Mortgage Advisor in Sheffield will run through all of the fees with you. Taking these into consideration when comparing the savings of the new deal vs your current mortgage.

As a trusted Mortgage Broker in Sheffield, we carry out a fact find to verify your needs before recommending you with a mortgage deal. After a Mortgage Advisor in Sheffield has evaluated your situation, they will perform a credit check on you, this is required for an agreement in principle. Then after you have provided all of the relevant documentation and a valuation of the property has been carried out, a formal mortgage offer can be issued.

Yes, you can get a second mortgage. Whether this is for debt consolidation or home improvements, this is possible. It is also possible to take out a second mortgage on a second property but only if it is own use, the use of a family member, a holiday home or a Buy to Let.

It will be harder but yes you can. You will have to show that you can afford a mortgage by putting down a higher deposit, perhaps 10% or 15% of the purchase price.

If you are an employee, you will need to provide three payslips to prove your income. If you are Self Employed in Sheffield, you will have to prove for the latest 2 years’ accounts. Along with this, you must produce proof of ID, address and 3 months’ bank statements.

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We make it so easy!
Our 4 step process

Step 1

Once you get in touch with our fantastic team in Sheffield, we will get a few details from you so that we can get the ball rolling.

Step 2

You will undergo your free Remortgage consultation with on of our Mortgage Advisors in Sheffield. Here we will find a little more about you and your situation.

Step 3

Your dedicated advisor will search through 1000s of products to find you the perfect deal for your personal and financial situation.

Step 4

Application stage - We'll make sure that everything goes to plan with your lender. You'll have our support from your initial contact right through to when your Remortgage process has completed.

A telephone call where we can take some initial details and find out about your plan of action.

Enjoy finding a property!

Make an offer on the property you set your heart on – we’ll finalise your figures and help you to get a good deal.

Our mortgage recommendation. We’ll try to find you the best mortgage deal. We’ll be there to support you, right through to you getting your keys.

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Sheffieldmoneyman.com & Sheffieldmoneyman are trading styles of UK Moneyman Limited, which is authorised and regulated by the Financial Conduct Authority.
UK Moneyman Limited is authorised and regulated by the Financial Conduct Authority.
UK Moneyman Limited registered in England, registered number 6789312 and registered office 10 Consort Court, Hull, HU9 1PU.

© 2021 Sheffieldmoneyman

Sheffieldmoneyman, Courtwood House, Silver Street Head, Sheffield, S1 2DD.

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