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Remortgage Advice in Sheffield

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Let us Find you the Perfect Remortgage!

Whether you are looking for Remortgage Advice in Sheffield to secure a more competitive interest rate, wanting to fix your interest rate, going through a divorce or separation and looking at your Remortgage options, looking to Remortgage to raise money or to Remortgage for something more complex then we are here to help.

 

We search 1000’s of Remortgage Deals for you in order to recommend the best one for your individual situation.

 

At the end of the day, all we want is for you to come out with the best deal possible for your personal situation. We want you to feel comfortable and secure during the mortgage process so we will make sure that you know what is happening at all times.

 

Guiding you through the remortgage process and holding your hand all the way is how we like to do it. You will always feel in safe hands with us. We can’t’ wait to hear from you, speak to an expert Mortgage Advisor in Sheffield today.

 

How does it work?Get a quote nowMeet your advisor

We search 1000s of mortgage deals across a large number of lenders, including:

Mortgage Lenders 007

Common Remortgage Scenarios in Sheffield

  • A Remortgage for a more competitive interest rate and to look at saving money.
  • Remortgaging to raise money for a large purchase.
  • A Remortgage to fix your monthly repayments to protect you against future interest rate rises.
  • Remortgaging due to divorce and/or a marital dispute.
  • A Remortgage to consolidate any unsecured lending on credit cards, loans, hp etc. Note, it’s our duty to advise you of the risks involved with securing unsecured lending against your home.
  • Have you been refused a Remortgage by your bank? i.e. failed credit score, they won’t lend enough, don’t fit their lending criteria etc
  • Have you got an unusual or complex situation and are wanting mortgage help?

 

Whatever your Remortgage requirements, our experienced Mortgage Advisors in Sheffield will help find you the best solution for your circumstances.

 

Contact us today to book your free remortgage consultation in Sheffield & see how we can help you.

Why Should you use a Mortgage Broker in Sheffield?

  1. We’re on your side! We’re happy to answer any questions you may have any time of day and hope to form a long-standing relationship.
  2. It’s our job to make you feel relaxed and comfortable right from your initial enquiry through until you complete your Remortgage in Sheffield.
  3. We pride ourselves on our customer service, please read our genuine Reviews at Reviews.co.uk
  4. We can provide mortgage advice either face to face or over the telephone, you choose! We’ll work around your work and family commitments.
  5. Unlike your bank, we are able to search 1000’s of Remortgage deals on your behalf to recommend the most suitable one for you.

 

As a Mortgage Broker in Sheffield, we are here to help you.  Get in touch with us today and make a date for your free mortgage consultation.

What our customers say

Common mortgage
questions

If you are on your lenders SVR (Standard Variable Rate of Interest) it is more than likely that you are able to save money! As a Mortgage Broker in Sheffield, we will compare the new products available against your current mortgage deal to work out these savings for you. If you have equity in your property in Sheffield, a remortgage would also allow you to release some of this money if required. Usually, for home improvements.

You can Remortgage and increase the size of your mortgage to pay off unsecured debts. Please do not rush into this though as there are some downsides. Always seek Mortgage Advice in Sheffield before consolidating your debts!

Your free remortgage consultation in Sheffield will last around 1 hour. Your remortgage consultation can be carried out over the telephone or face to face. We will then compare a new deal vs your current product and recommend the most suitable with no obligation. You can then decide whether you wish to go ahead or not.

The fees will be similar to the ones involved when you started your current mortgage. However, your dedicated Mortgage Advisor in Sheffield will run through all of the fees with you. Taking these into consideration when comparing the savings of the new deal vs your current mortgage.

As a trusted Mortgage Broker in Sheffield, we carry out a fact find to verify your needs before recommending you with a mortgage deal. After a Mortgage Advisor in Sheffield has evaluated your situation, they will perform a credit check on you, this is required for an agreement in principle. Then after you have provided all of the relevant documentation and a valuation of the property has been carried out, a formal mortgage offer can be issued.

Yes, you can get a second mortgage. Whether this is for debt consolidation or home improvements, this is possible. It is also possible to take out a second mortgage on a second property but only if it is own use, the use of a family member, a holiday home or a Buy to Let.

It will be harder but yes you can. You will have to show that you can afford a mortgage by putting down a higher deposit, perhaps 10% or 15% of the purchase price.

If you are an employee, you will need to provide three payslips to prove your income. If you are Self Employed in Sheffield, you will have to prove for the latest 2 years’ accounts. Along with this, you must produce proof of ID, address and 3 months’ bank statements.

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We make it so easy!
Our 4 step process

Step 1

An initial telephone call where we take some details and look at your Remortgage plan.

Step 2

A discussion about your personal requirements. You already own the property this time around, you can avoid the property chain!

Step 3

We will search and compare 1000s of products to find you the most appropriate deal.

Step 4

Application stage - We'll ensure everything goes smoothly with the lender. You'll have our support from your initial contact right through to when your remortgage process has completed.

A telephone call where we can take some initial details and find out about your plan of action.

Enjoy finding a property!

Make an offer on the property you set your heart on – we’ll finalise your figures and help you to get a good deal.

Our mortgage recommendation. We’ll try to find you the best mortgage deal. We’ll be there to support you, right through to you getting your keys.

Handy quick links

Sheffieldmoneyman.com & Sheffieldmoneyman are trading styles of UK Moneyman Limited, which is authorised and regulated by the Financial Conduct Authority.
UK Moneyman Limited is authorised and regulated by the Financial Conduct Authority.
UK Moneyman Limited registered in England, registered number 6789312 and registered office 10 Consort Court, Hull, HU9 1PU.

© 2020 Sheffieldmoneyman

Sheffieldmoneyman, Courtwood House, Silver Street Head, Sheffield, S1 2DD.

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