Moving Home Mortgage Advice in Sheffield
No matter if you are looking at moving to Sheffield for the first time or looking to move to a location within the city, our team of dedicated and reputable mortgage advisors have helped many customers reach their moving home targets.
Below are some commonly encountered home moving scenarios that we have noticed throughout our time in the mortgage world.
How much can I borrow & what are the costs of buying a home in Sheffield?
We find that a lot of our customers get in touch early on into the process for mortgage advice in Sheffield.
Generally, these customers are just looking to get a rough idea of how much they would be able to borrow, the interest rates that would be at, and what their monthly repayments might be.
Need an agreement in principle to make an offer?
After you have gone through your Free Mortgage Appointment, your dedicated mortgage advisor will then be able to search through 1000s of products in order to find the most appropriate deal for your circumstances.
If you have no problems with the recommendation that we make, we will then be able to look at getting your mortgage agreed in principle.
With your mortgage agreement in principle (AIP) now obtained, you will then be ready and able to back up any offers that you would like to make on your ongoing property purchase.
Your Offer On a New Home in Sheffield Has Been Accepted
Perhaps you have already had your offer accepted on your new home in Sheffield. Now it is up to your mortgage advisor to truly kick your mortgage application process into full gear.
We also have the ability to help with the types of property surveys and recommend to you a conveyancing solicitor.
Having Trouble with The Bank in Sheffield
You’ll find that there are a variety of potential reasons as to why your Bank or Building Society may decline a mortgage application that you make.
This could be anything from not meeting their strict credit scoring criteria, to them simply not being willing to lend you the amount required.
No matter what the reason is that your mortgage application is declined, you’ll still find it beneficial to speak with a mortgage broker like Sheffieldmoneyman, who can help you explore various specialist lenders.
We have a vast range of mortgage lenders on panel who offer specialist products, tailored more towards customers with a troubled credit history. Your eligibility for these will always come down to your own individual credit file.
Our trusted and experienced mortgage advisors in Sheffield serve as an endless fountain of knowledge regarding the criteria of the mortgage lenders we work with.
Here we have mentioned the most popular reasons we find that our customers reach out to us for, when seeking expert mortgage advice during moving home in Sheffield.
If your situation is not listed, please still do get in touch. We have encountered all kinds of scenarios over the years, so we will use our experience to assist you in any way we can.
Looking to Move Home in Sheffield? Let Us Help!
If you are evaluating your moving home options, then our reliable team of experienced mortgage advisors in Sheffield will be able to help you look at the potential routes for you to take.
We will work by your side from the first time you get in touch with an enquiry, right through to until you get the keys to your new home.
The Sheffieldmoneyman team have a great deal of experience in helping customers take that next step on the property ladder and it’s not very often they encounter a scenario that they haven’t had some level of experience with before.
All customers will be able to take advantage of a free home movers review, with no obligation to proceed.
As part of your home movers review, we will take a look at your property goals and make sure that you are able to proceed as you had initially planned. Our team will look at both your monthly payments and the maximum you may potentially have access to borrow.
Once a series of initial details have been taken from you and we have an idea of what you are looking to achieve, your mortgage advisor in Sheffield will take a step back and look through 1000s of mortgage deals to find the best one for your needs.
If you are pleased with the recommendation that we make, we will then take the next step and help you obtain your mortgage agreement in principle.
This will be a great addition to helping back up any offers that you would like to make on a property in Sheffield.
When you reach the point of finding a new home that you like in Sheffield and have had your offer accepted, our team will process you mortgage application, guiding you all the way through to completion.
To us, it’s about more than just finding the best mortgage. We always aim go to above and beyond. We are able to assist with the various surveys you have access to and helping you obtain conveyancing solicitor quotes.
Following on from your mortgage recommendation, your designated mortgage advisor will also recommend any insurances that are deemed appropriate, as these will help you to cover your mortgage in any unforeseen circumstances.
We work for you and only you, we have no company ties to any estate agent, bank, or builder. Our team are always eagerly on hand to help you achieve your moving home goal, we look forward to speaking with you soon!