Moving Home Mortgage Advice in Sheffield

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We Take the Stress Away From Moving Home in Sheffield!

If you are looking for Moving Home Mortgage Advice in Sheffield, then you have come to the right place. We have been delivering Mortgage Advice in Sheffield for over 20 years now and have helped thousands of Home Movers like you get over that finish line so that they can move into their new home!


We know that Moving Home can be tough, and that’s why we want to offer our complete help and support. Our fast and friendly Mortgage Advice also comes with responsiveness and spectacular customer service.


Our amazing team of Moving Home Mortgage Advisors in Sheffield always aim to deliver the best service that they possibly can, as well as trying to find the best mortgage deal for you and your new home.


Feel free to check out our excellent customer reviews to see what our customers have thought about our Mortgage Broker in Sheffield.


If you are thinking about Moving Home, you should get in touch with a fantastic Mortgage Advisor in Sheffield at Sheffieldmoneyman. We are always around to offer a helping hand 7 days a week. Get in touch and receive a free initial mortgage consultation from an expert Mortgage Advisor in Sheffield.


We can search 1000s of mortgage products, to find you the best deal for your individual circumstances.


How does it work?Get a quote nowMeet your advisor

We search 1000s of mortgage deals across a large number of lenders, including:

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Moving Home Mortgage Advice in Sheffield

No matter if you are looking at moving to Sheffield for the first time or looking to move to a location within the city, our team of dedicated and reputable mortgage advisors in Sheffield have helped many customers reach their moving home targets.


Below are some commonly encountered home moving scenarios that we have noticed throughout our time in the mortgage world.

How much can I borrow & what are the costs of buying a home in Sheffield?

We find that a lot of our customers get in touch early on into the process for mortgage advice in Sheffield.


Generally, these customers are just looking to get a rough idea of how much they would be able to borrow, the interest rates that would be at, and what their monthly repayments might be.

Need an agreement in principle to make an offer?

After you have gone through your Free Mortgage Appointment, your dedicated mortgage advisor will then be able to search through 1000s of products in order to find the most appropriate deal for your circumstances.


If you have no problems with the recommendation that we make, we will then be able to look at getting your mortgage agreed in principle.


With your mortgage agreement in principle (AIP) now obtained, you will then be ready and able to back up any offers that you would like to make on your ongoing property purchase.

Your Offer On a New Home in Sheffield Has Been Accepted

Perhaps you have already had your offer accepted on your new home in Sheffield. Now it is up to your mortgage advisor to truly kick your mortgage application process into full gear.


We also have the ability to help with the types of property surveys and recommend to you a conveyancing solicitor.

Having Trouble with The Bank in Sheffield

You’ll find that there are a variety of potential reasons as to why your Bank or Building Society may decline a mortgage application that you make.


This could be anything from not meeting their strict credit scoring criteria, to them simply not being willing to lend you the amount required.


No matter what the reason is that your mortgage application is declined, you’ll still find it beneficial to speak with a mortgage broker in Sheffield like us, who can help you explore various specialist lenders.


We have a vast range of mortgage lenders on panel who offer specialist products, tailored more towards customers with a troubled credit history. Your eligibility for these will always come down to your own individual credit file.


Our trusted and experienced mortgage advisors in Sheffield serve as an endless fountain of knowledge regarding the criteria of the mortgage lenders we work with.


Here we have mentioned the most popular reasons we find that our customers reach out to us for, when seeking expert mortgage advice during moving home in Sheffield.


If your situation is not listed, please still do get in touch. We have encountered all kinds of scenarios over the years, so we will use our experience to assist you in any way we can.

Looking to Move Home in Sheffield? Let Us Help!

If you are evaluating your moving home options, then our reliable team of experienced mortgage advisors in Sheffield will be able to help you look at the potential routes for you to take.


We will work by your side from the first time you get in touch with an enquiry, right through to until you get the keys to your new home.


The Sheffieldmoneyman team have a great deal of experience in helping customers take that next step on the property ladder and it’s not very often they encounter a scenario that they haven’t had some level of experience with before.


All customers will be able to take advantage of a free home movers review, with no obligation to proceed.


As part of your home movers review, we will take a look at your property goals and make sure that you are able to proceed as you had initially planned. Our team will look at both your monthly payments and the maximum you may potentially have access to borrow.


Once a series of initial details have been taken from you and we have an idea of what you are looking to achieve, your mortgage advisor in Sheffield will take a step back and look through 1000s of mortgage deals to find the best one for your needs.


If you are pleased with the recommendation that we make, we will then take the next step and help you obtain your mortgage agreement in principle.


This will be a great addition to helping back up any offers that you would like to make on a property in Sheffield.


When you reach the point of finding a new home that you like in Sheffield and have had your offer accepted, our team will process you mortgage application, guiding you all the way through to completion.


To us, it’s about more than just finding the best mortgage. We always aim go to above and beyond. We are able to assist with the various surveys you have access to and helping you obtain conveyancing solicitor quotes.


Following on from your mortgage recommendation, your designated mortgage advisor will also recommend any insurances that are deemed appropriate, as these will help you to cover your mortgage in any unforeseen circumstances.


Our team are always eagerly on hand to help you achieve your moving home goal, we look forward to speaking with you soon!

Reviews Stars4.95 Rating188 Reviews

Common mortgage

Your free mortgage consultation with a Mortgage Advisor in Sheffield will last approximately 30 mins. Once they have evaluated your situation, they will recommend a mortgage for you with no obligation for you to proceed. Based on the deal, you can decide whether or not you want to continue the process with us or not.

As a trusted Mortgage Broker in Sheffield, we carry out a fact find to verify your needs before recommending you with a mortgage deal. After a Mortgage Advisor in Sheffield has evaluated your situation, they will perform a credit check on you, this is required for an agreement in principle. Then after you have provided all of the relevant documentation and a valuation of the property has been carried out, a formal mortgage offer can be issued.

We always advise that you obtain an agreement in principle before you start viewing properties in Sheffield, to avoid disappointment. If you want to get yourselves a head start, you should get one prior to making an offer.

Typically, an agreement in principle lasts for between 30 and 90 days, however, this can change depending on your lender in Sheffield. If your agreement in principle expires, you can renew it quite easily.

Yes, you can get a second mortgage. Whether this is for debt consolidation or home improvements, this is possible. It is also possible to take out a second mortgage on a second property but only if it is own use, the use of a family member, a holiday home or a Buy to Let.

To buy a property in Sheffield, you will need to meet a minimum deposit. Typically, with high street lenders, this is usually 5%. This percentage can be higher if you have previous credit problems.

It will be harder but yes you can. You will have to show that you can afford a mortgage by putting down a higher deposit, perhaps 10% or 15% of the purchase price.

Yes, however, you must submit at least one years’ accounts. Most lenders use your salary + dividend to calculate the maximum mortgage, whereas other lenders in Sheffield could base it of your net profit.

If you are an employee, you will need to provide three payslips to prove your income. If you are Self Employed in Sheffield, you will have to prove for the latest 2 years’ accounts. Along with this, you must produce proof of ID, address and 3 months’ bank statements.

Our free mortgage consultation in Sheffield will take about 30 mins. Once your consultation is completed, we can arrange an agreement in principle for you within 24 hours. A formal offer takes up to three weeks on average.

We make it so easy!
Our 4 step process

Step 1

A telephone call where we can take some initial details and find out about your plan of action.

Step 2

Enjoy finding a property!

Step 3

Make an offer on the property you set your heart on – we’ll finalise your figures and help you to get a good deal.

Step 4

Our mortgage recommendation. We’ll try to find you the best mortgage deal. We’ll be there to support you, right through to you getting your keys.

A telephone call where we can take some initial details and find out about your plan of action.

Enjoy finding a property!

Make an offer on the property you set your heart on – we’ll finalise your figures and help you to get a good deal.

Our mortgage recommendation. We’ll try to find you the best mortgage deal. We’ll be there to support you, right through to you getting your keys.

Handy quick links & Sheffieldmoneyman are trading styles of UK Moneyman Limited, which is authorised and regulated by the Financial Conduct Authority.
UK Moneyman Limited is authorised and regulated by the Financial Conduct Authority.
UK Moneyman Limited registered in England, registered number 6789312 and registered office 10 Consort Court, Hull, HU9 1PU.

© 2023 Sheffieldmoneyman

Sheffieldmoneyman, Courtwood House, Silver Street Head, Sheffield, S1 2DD.

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