Welcome to Sheffieldmoneyman, your home of trusted, expert mortgage advice in Sheffield.
Our team is committed to making the home buying and remortgaging process stress-free and straightforward.
To speak with a mortgage advisor in Sheffield, book your FREE mortgage appointment online.
Welcome to Sheffieldmoneyman, your home of trusted, expert mortgage advice in Sheffield.
Our team is committed to making the home buying and remortgaging process stress-free and straightforward.
Our Customers Love Us
4.95 Rating227 Reviews
Anonymous
This is the 3rd time I've used Sheffield Moneyman & I've not been disappointed.
1 day ago
Anonymous
I have been with them for almost 10 years now, with both my residential property and a buy-to-let, and they are really great. I have mortgaged and remortgaged many times to reflect changes in the properties, their value or to take advantage of...
1 week ago
Sean
leo & stacey have been amazing helped us get a mortgage and put any worries or stress to ease highly recommend
3 weeks ago
Christopher
Very good service from Malcolm and Paula. Malcolm explained the whole process to me (a first time buyer), and found a good mortgage product for me. Paula then handled my application through to it being approved. They kept me informed at all stages...
1 month ago
Eleni
Both Jason Loft and Debbie Stones have provided excellent service and were very informative and supportive through all the steps of the process. I would highly recommend them for anyone looking to buy a house but don’t know where to start. 10/10...
1 month ago
Delton
Really great service discuss everything possible. Second time of using them and will use them again.
2 months ago
Rachel
Second time I have used Sheffield moneyman. They are a straightforward brokers, explain different options to you. Always keep you updated every step of the way. Would recommend this company.
2 months ago
Julie
Absolutely amazing . Helped when others weren’t very helpful even with plenty of obstacles along the way. Their knowledge of everything was brilliant. Kept in touch all the way .Honestly can’t recommend them highly enough. Thank you so much...
2 months ago
Millie
Excellent service every time!
3 months ago
Kashif
Great service from start to finish from Chris and his team. Looked after us and supported us through the whole process. They went above and beyond to get us the best deals and have been with us through every step in our journey. Can’t thank...
3 months ago
Mr Matthew
Wayne Dewsbury was very helpful from the first meeting. He managed to secure a mortgage at a lower rate than other brokers had offered. The support team were equally helpful in getting everything checked and submitted. Would definitely use UK...
3 months ago
Jake
Great service from initial enquiry through to offer
3 months ago
Jenny
Chris and the team have been absolutely brilliant at helping us understand the process of buying our first home and everything that comes with it! We never had to wait long for answers to any of our questions and felt in safe hands from start to...
4 months ago
Laura
We were first time buyers and have just completed on our house thanks to the brilliant help we received from Jason! We had a lot of questions and Jason was incredibly helpful and understanding, we really couldn't have got through this process...
4 months ago
Joseph
Great service from Tom and the team. Advised me on the best options for me and checked all the documents thoroughly before application to give me the best possible chance of approval. Would recommend.
4 months ago
Anonymous
Quickly got me a great offer.
4 months ago
Jake
Matt was great with us through a long, drawn out process. Flexible hours and always on hand and helpful, despite us going for and losing out on multiple properties. Thoroughly recommend, we have saved money and time through his help.
5 months ago
Carlie
From start to finish, our case was handled impeccably well. Jason and Chloe have been fabulous and I'd absolutely recommend Sheffieldmoneyman to everyone I know. Great communication, quick turnaround and lovely people. We won't be going anywhere...
6 months ago
James
Charlie was brilliant, he kept us informed at every stage. He was even willing to step in and help out when our Estate Agents were applying pressure.
7 months ago
Sarah
We would highly recommend UK/Sheffield money man to anyone! Charlie couldn’t have been more helpful, and as first time buyers he put us at ease throughout the whole process, always going above and beyond for us!! Thanks so much Charlie
7 months ago
Our job is to deliver exceptional service to every new/existing customer who reaches out to us for help. Feel free to read our genuine reviews to find out why people choose us and what others have thought about their experience choosing us as their Mortgage Broker in Sheffield.
Customer service is at the heart of this company. We love taking care of our customers and helping you achieve your mortgage goals by providing expert Mortgage Advice in Sheffield.
Our Mortgage Advisors in Sheffield have a reputation for always being open and honest with a customer when it comes to recommending them the most suitable option for their circumstances. We’re here to take the stress away and answer any questions you have before and during the mortgage process.
One of the main benefits of going to a Mortgage Broker in Sheffield like us is working with a large panel of lenders. We have access to 1000’s of deals to make sure you take out the most suitable mortgage. Some of these deals you would never get offered. As an experienced Mortgage Broker in Sheffield, we shop around and compare deals for you – saving you time and money.
Over the years as a Mortgage Broker in Sheffield, we have spoken to and helped many customers achieve their mortgage goals. With our industry experience, there is rarely a situation that we haven’t come across.
As a Mortgage Broker in Sheffield, our job is to find you the most suitable mortgage or Remortgage for your circumstances. Contact us by booking yourself for a free mortgage appointment with a dedicated Mortgage Advisor in Sheffield around a time that suits you. We usually have same-day appointments available.
During that consultation, your Mortgage Advisor in Sheffield will need to build up a more detailed financial profile to understand your current situation and what you are looking to achieve. Then, we will begin searching 1000’s of deals to find you the most suitable mortgage product. Your advisor will explain all this in further detail during your appointment.
Next, we will recommend the most suitable deal available. If you are happy with the recommendation, we can then obtain your mortgage agreement in principle.
Now all that’s needed to do is go house hunting. If your offer on your ‘dream home’ has been accepted, contact your Mortgage Advisor in Sheffield to proceed with your full mortgage application.
Now, it’s down to us. We will submit your full mortgage application, and your case handler will keep you updated on the process until we receive your formal mortgage offer.
We aim to take the stress away and overcome hurdles present with your home buying or remortgage journey. We like to keep in touch with customers even after the completion stage to ensure that your mortgage is still the most suitable deal for you.
If you need help to obtain a mortgage, then a Mortgage Broker in Sheffield is what you need. Our team are ready and waiting to help you achieve your goals. Whether you are a First Time Buyer, Home mover, a landlord looking for a Buy to let mortgage, or just need some expert Mortgage Advice in Sheffield, we will be happy to help.
Our Mortgage Advisors in Sheffield are on hand 7 days a week. Usually, we have same-day appointments available. Get in touch, and let’s start your mortgage journey today.
We have been working in the mortgage industry for over 20 years; our Mortgage Advisors in Sheffield have come across almost every mortgage scenario possible.
Our experience and knowledge in the industry combined with our determination to secure you a competitive mortgage deal, depending on certain aspects such as your credit file and affordability, we should be able to help you cross over that mortgage completion finish line!
From trying to obtain a second mortgage to getting one with a CCJ, there aren’t many specialist situations that we haven’t crossed paths with before.
Each Mortgage Advisor of ours in Sheffield specialises in different mortgage situations. After your free mortgage consultation, your next point of contact will be your own dedicated Mortgage Advisor in Sheffield who will specialise in your specific mortgage situation!
We even have access to specialist mortgage products. These limited deals are only available through a certain amount of lenders; sometimes, you’ll find that banks and building societies can’t access these deals it’s just mortgage brokers, like us.
Our brilliant team are available to talk 7 days a week. They work from early in the morning until late at night to make sure that you can contact them at a time where you feel most comfortable.
These working hours also run parallel with our mortgage advisors working schedule, meaning that you can book in a mortgage appointment before work, after the school run or late at night if you need to!
We want the very best for you, in all situations. Let us help you find the perfect mortgage product that will do nothing but benefit your personal and financial situation.
Often, our customers approach their bank before contacting us for Mortgage Advice in Sheffield.
The most common reasons for the banks not being able to help are; not fitting criteria/tight affordability, can’t get an appointment, or can’t borrow enough.
If this situation applies to you, it is essential to speak to a Mortgage Broker in Sheffield, like us, who would love to try and help you!
The earlier you get advice from a Mortgage Broker in Sheffield, the better position you will be in when you decide it’s time to secure a mortgage deal.
Your free mortgage consultation with a Mortgage Advisor in Sheffield will last approximately 30 mins. Once they have evaluated your situation, they will recommend a mortgage for you with no obligation for you to proceed. Based on the deal, you can decide whether or not you want to continue the process with us or not.
As a trusted Mortgage Broker in Sheffield, we carry out a fact find to verify your needs before recommending you with a mortgage deal. After a Mortgage Advisor in Sheffield has evaluated your situation, they will perform a credit check on you, this is required for an agreement in principle. Then after you have provided all of the relevant documentation and a valuation of the property has been carried out, a formal mortgage offer can be issued.
We always advise that you obtain an agreement in principle before you start viewing properties in Sheffield, to avoid disappointment. If you want to get yourselves a head start, you should get one prior to making an offer.
Typically, an agreement in principle lasts for between 30 and 90 days, however, this can change depending on your lender in Sheffield. If your agreement in principle expires, you can renew it quite easily.
Yes, you can get a second mortgage. Whether this is for debt consolidation or home improvements, this is possible. It is also possible to take out a second mortgage on a second property but only if it is own use, the use of a family member, a holiday home or a Buy to Let.
To buy a property in Sheffield, you will need to meet a minimum deposit. Typically, with high street lenders, this is usually 5%. This percentage can be higher if you have previous credit problems.
It will be harder but yes you can. You will have to show that you can afford a mortgage by putting down a higher deposit, perhaps 10% or 15% of the purchase price.
Yes, however, you must submit at least one years’ accounts. Most lenders use your salary + dividend to calculate the maximum mortgage, whereas other lenders in Sheffield could base it of your net profit.
If you are an employee, you will need to provide three payslips to prove your income. If you are Self Employed in Sheffield, you will have to prove for the latest 2 years’ accounts. Along with this, you must produce proof of ID, address and 3 months’ bank statements.
Our free mortgage consultation in Sheffield will take about 30 mins. Once your consultation is completed, we can arrange an agreement in principle for you within 24 hours. A formal offer takes up to three weeks on average.
Regulatory Information
UK Moneyman Limited is Registered in England, No. 6789312 | Registered Address: 10 Consort Court, Hull, HU9 1PU.
Authorised and Regulated by the Financial Conduct Authority.
We are entered on the Financial Services Register No. 627742 at www.register.fca.org.uk
The information contained within the website is subject to the UK regulatory regime and is therefore primarily targeted at customers in the UK.
Should you have cause to complain and you are not satisfied with our response to your complaint, you may be able to refer it
to the Financial Ombudsman Service, which can be contacted as follows
The Financial Ombudsman Service, Exchange Tower, London, E14 9SR
www.financial-ombudsman.org.uk
Speak to an Advisor – It’s free!
7 Days a Week, 8am – 10pm