Open & Honest Mortgage Broker in Sheffield
Book Your Free Consultation
8am-10pm, 7 Days a Week
Read our 185 Reviews
We love helping customers who really need Mortgage Advice in Sheffield - it's not just about finding a mortgage, we will hold your hand through the full process.
To speak with a mortgage advisor, book your FREE mortgage appointment online or give us a call on 0114 407 0086.
Enquire OnlineTo speak with a mortgage advisor, book your FREE mortgage appointment online or give us a call on 0114 407 0086.
We love helping customers who really need Mortgage Advice in Sheffield - it's not just about finding a mortgage, we will hold your hand through the full process.
Enquire Online4.95 Rating185 Reviews
Kristian
I went to Malcolm for advice as my mortgage was up for renewal and I wanted to discuss other options. Both Malcolm and Lyndsey have been extremely helpful and informative throughout. I will definitely be using them again in the future.
3 days ago
Keeley
Massive thank you to Charlie and the rest of the team at UK Moneyman for helping us get our first mortgage. They went through everything in detail and explained things further when we needed them to. Couldn’t have done it without them
1 week ago
Millie
Very very good service. 5 Stars. Everybody was super helpful, from start to finish. Made a stressful situation so much easier!
1 week ago
Jordan
We have nothing but great things to say about Sheffield Money Man. Hugely helpful, personalised advice for our complex situation. Everybody we spoke to was incredibly helpful. We would 100% recommend them to our friends and family.
1 week ago
Martyn
This is the second time we’ve used Sheffield moneyman and couldn’t recommend them highly enough. They put their customer needs first, are kind, open and friendly and of course first class for finding mortgages:)
1 week ago
Rukhsaar
Super helpful and quick process! Leo was really clear and made sure to keep me updated
2 weeks ago
Guiseppe
Happy with the service received from Meghan and Tom. Helped my partner and I secure a mortgage offer during the most difficult economic time seen in decades. Took a lot of the worry and concern away from us and available to offer carefully guided...
2 months ago
Abigail
Wendy and Jason couldn’t have made this process any easier for us. Quick replies and chasing the lender and solicitor on our behalf. We got the best deal we could have hoped for which really will be life changing for us and our daughter....
2 months ago
Christine
Dan was extremely helpful and knowledgeable from start to finish. Would definitely recommend.
3 months ago
Gareth
From the very start, Charlie was an absolute god send. Took his time explaining every detail of the process and was very upfront about what timescales were going to look like. Even when he was away on holiday, still took time to drop me a quick...
3 months ago
Rachel
These are a fantastic mortgage brokers, they are very knowledgeable and break it down so you understand everything. They keep you up-to-date all the time with anything that happens. They have saved us quite abit of money too. They been...
4 months ago
Emily
Tom, Chloe and the team have all been very helpful in securing us a mortgage! They explained the process extremely well as we are first time buyers and so didn't know what to expect. They were always prompt with their responses and were happy...
6 months ago
Luke
Amazing service! To say I have a bad credit history would be an understatement and UK Moneyman helped me get my life turned round in 3 months! Would recommend them to anyone wanting a mortgage. Thankyou Wayne for the amazing help.
6 months ago
Keith
Very good advi e and assistance to help us find the right deal
6 months ago
Jun
We are so lucky to find the best broker team here to help us buying a house,after they submitted the application，they will still help you every step and monitor the mortgage progress,let you know what happened immediately,You can absolutely...
6 months ago
Natalie
Amazing service, thank you so much.
6 months ago
Luke
Very helpful from start to finish. Polite, understanding and willing. Talked us through all of our options and the products available to us and stayed in contact at every step to keep us updated. Very friendly and will 100% use them again when it...
7 months ago
Andrew
Very personable, friendly service and easily accessed. Second time I've used as was happy with the service I received.
8 months ago
Graeme
A completely flawless service. Malcolm and the team were responsive, helpful and effective in securing our mortgage. The only broker you need.
8 months ago
Anonymous
Fantastic service. Thom and Meghan answered any of our questions as we didn't have a clue what we were doing. Really quick to process our mortgage as first time buyers.
8 months ago
- Mortgage Advice
- Why Us?
Mortgage Advice in Sheffield – Mortgage Broker in Sheffield
Welcome to our online website – Sheffieldmoneyman. As a Mortgage Broker in Sheffield, our job is to provide open and honest Mortgage Advice in Sheffield and provide our full support and guidance throughout the entire mortgage process.
Here at Sheffieldmoneyman, we have many experienced Mortgage Advisors in Sheffield who aim to make the home buying and remortgaging process as stress-free and as straightforward as possible. We will be on hand throughout your mortgage journey, from your initial enquiry right the way through until the end.
How can we help you obtain a mortgage in Sheffield?
Our job is to deliver exceptional service to every new/existing customer who reaches out to us for help. Feel free to read our genuine reviews to find out why people choose us and what others have thought about their experience choosing us as their Mortgage Broker in Sheffield.
Customer service is at the heart of this company. We love taking care of our customers and helping you achieve your mortgage goals by providing expert Mortgage Advice in Sheffield.
Our Mortgage Advisors in Sheffield have a reputation for always being open and honest with a customer when it comes to recommending them the most suitable option for their circumstances. We’re here to take the stress away and answer any questions you have before and during the mortgage process.
One of the main benefits of going to a Mortgage Broker in Sheffield like us is working with a large panel of lenders. We have access to 1000’s of deals to make sure you take out the most suitable mortgage. Some of these deals you would never get offered. As an experienced Mortgage Broker in Sheffield, we shop around and compare deals for you – saving you time and money.
Over the years as a Mortgage Broker in Sheffield, we have spoken to and helped many customers achieve their mortgage goals. With our industry experience, there is rarely a situation that we haven’t come across.
How our Mortgage Advice process works in Sheffield
As a Mortgage Broker in Sheffield, our job is to find you the most suitable mortgage or Remortgage for your circumstances. Contact us by booking yourself for a free mortgage appointment with a dedicated Mortgage Advisor in Sheffield around a time that suits you. We usually have same-day appointments available.
During that consultation, your Mortgage Advisor in Sheffield will need to build up a more detailed financial profile to understand your current situation and what you are looking to achieve. Then, we will begin searching 1000’s of deals to find you the most suitable mortgage product. Your advisor will explain all this in further detail during your appointment.
Next, we will recommend the most suitable deal available. If you are happy with the recommendation, we can then obtain your mortgage agreement in principle.
Now all that’s needed to do is go house hunting. If your offer on your ‘dream home’ has been accepted, contact your Mortgage Advisor in Sheffield to proceed with your full mortgage application.
Now, it’s down to us. We will submit your full mortgage application, and your case handler will keep you updated on the process until we receive your formal mortgage offer.
We aim to take the stress away and overcome hurdles present with your home buying or remortgage journey. We like to keep in touch with customers even after the completion stage to ensure that your mortgage is still the most suitable deal for you.
Contact your Mortgage Broker in Sheffield
If you need help to obtain a mortgage, then a Mortgage Broker in Sheffield is what you need. Our team are ready and waiting to help you achieve your goals. Whether you are a First Time Buyer, Home mover, a landlord looking for a Buy to let mortgage, or just need some expert Mortgage Advice in Sheffield, we will be happy to help.
Our Mortgage Advisors in Sheffield are on hand 7 days a week. Usually, we have same-day appointments available. Get in touch, and let’s start your mortgage journey today.
Why choose Sheffieldmoneyman?
We have been working in the mortgage industry for over 20 years; our Mortgage Advisors in Sheffield have come across almost every mortgage scenario possible.
Our experience and knowledge in the industry combined with our determination to secure you a competitive mortgage deal, depending on certain aspects such as your credit file and affordability, we should be able to help you cross over that mortgage completion finish line!
Specialist Mortgage Scenarios
From trying to obtain a second mortgage to getting one with a CCJ, there aren’t many specialist situations that we haven’t crossed paths with before.
Each Mortgage Advisor of ours in Sheffield specialises in different mortgage situations. After your free mortgage consultation, your next point of contact will be your own dedicated Mortgage Advisor in Sheffield who will specialise in your specific mortgage situation!
We even have access to specialist mortgage products. These limited deals are only available through a certain amount of lenders; sometimes, you’ll find that banks and building societies can’t access these deals it’s just mortgage brokers, like us.
7 Days a Week
Our brilliant team are available to talk 7 days a week. They work from early in the morning until late at night to make sure that you can contact them at a time where you feel most comfortable.
These working hours also run parallel with our mortgage advisors working schedule, meaning that you can book in a mortgage appointment before work, after the school run or late at night if you need to!
We want the very best for you, in all situations. Let us help you find the perfect mortgage product that will do nothing but benefit your personal and financial situation.
Getting Mortgage Advice From Your Bank
Often, our customers approach their bank before contacting us for Mortgage Advice in Sheffield.
The most common reasons for the banks not being able to help are; not fitting criteria/tight affordability, can’t get an appointment, or can’t borrow enough.
If this situation applies to you, it is essential to speak to a Mortgage Broker in Sheffield, like us, who would love to try and help you!
The earlier you get advice from a Mortgage Broker in Sheffield, the better position you will be in when you decide it’s time to secure a mortgage deal.
Mortgage advice in Sheffield – Options:
We search 1000's of mortgage deals across a large number of lenders, including:
Common mortgage questions
Your free mortgage consultation with a Mortgage Advisor in Sheffield will last approximately an hour. Once they have evaluated your situation, they will recommend a mortgage for you with no obligation for you to proceed. Based on the deal, you can decide whether or not you want to continue the process with us or not.
As a trusted Mortgage Broker in Sheffield, we carry out a fact find to verify your needs before recommending you with a mortgage deal. After a Mortgage Advisor in Sheffield has evaluated your situation, they will perform a credit check on you, this is required for an agreement in principle. Then after you have provided all of the relevant documentation and a valuation of the property has been carried out, a formal mortgage offer can be issued.
We always advise that you obtain an agreement in principle before you start viewing properties in Sheffield, to avoid disappointment. If you want to get yourselves a head start, you should get one prior to making an offer.
Typically, an agreement in principle lasts for between 30 and 90 days, however, this can change depending on your lender in Sheffield. If your agreement in principle expires, you can renew it quite easily.
Yes, you can get a second mortgage. Whether this is for debt consolidation or home improvements, this is possible. It is also possible to take out a second mortgage on a second property but only if it is own use, the use of a family member, a holiday home or a Buy to Let.
To buy a property in Sheffield, you will need to meet a minimum deposit. Typically, with high street lenders, this is usually 5%. This percentage can be higher if you have previous credit problems.
It will be harder but yes you can. You will have to show that you can afford a mortgage by putting down a higher deposit, perhaps 10% or 15% of the purchase price.
Yes, however, you must submit at least one years’ accounts. Most lenders use your salary + dividend to calculate the maximum mortgage, whereas other lenders in Sheffield could base it of your net profit.
If you are an employee, you will need to provide three payslips to prove your income. If you are Self Employed in Sheffield, you will have to prove for the latest 2 years’ accounts. Along with this, you must produce proof of ID, address and 3 months’ bank statements.
Our free mortgage consultation in Sheffield will take about an hour. Once your consultation is completed, we can arrange an agreement in principle for you within 24 hours. A formal offer takes up to three weeks on average.
Handy quick links
Malcolm's
mortgage guides
