Read our 174 Reviews
4.95 Rating174 Reviews
Tom, Chloe and the team have all been very helpful in securing us a mortgage! They explained the process extremely well as we are first time buyers and so didn't know what to expect. They were always prompt with their responses and were happy...
Amazing service! To say I have a bad credit history would be an understatement and UK Moneyman helped me get my life turned round in 3 months! Would recommend them to anyone wanting a mortgage. Thankyou Wayne for the amazing help.
Very good advi e and assistance to help us find the right deal
We are so lucky to find the best broker team here to help us buying a house,after they submitted the application，they will still help you every step and monitor the mortgage progress,let you know what happened immediately,You can absolutely...
Amazing service, thank you so much.
Very helpful from start to finish. Polite, understanding and willing. Talked us through all of our options and the products available to us and stayed in contact at every step to keep us updated. Very friendly and will 100% use them again when it...
Very personable, friendly service and easily accessed. Second time I've used as was happy with the service I received.
A completely flawless service. Malcolm and the team were responsive, helpful and effective in securing our mortgage. The only broker you need.
Fantastic service. Thom and Meghan answered any of our questions as we didn't have a clue what we were doing. Really quick to process our mortgage as first time buyers.
Brilliant Service with Easy and Friend advisors
We are so thankful to Wayne and the admin team for securing a mortgage on our new home. Wayne source us the best deal for our circumstances, and the admin team made sure our application was submitted and reviewed as quickly as possible. We...
Great from the start. No stone was left unturned, every aspect of the process was expertly explained and not once did I feel like I didn't know what was going on. Definition of professionalism. I'd specifically like to give special thanks...
Our mortgage advisor has been Tom - we couldn’t have asked for anyone better. We’re first time buyers and didn’t know much about the process and steps we had to take in order to get a mortgage and buy a house. Tom has been there...
I couldn’t recommend Sheffield Money Man enough! I was dealt with by Matt and Megan. They were both so friendly and helpful and have made the process stress free for me! A number of my family members have used their services and I will...
I met with Jason to get some advice as a first-time buyer and he has been so helpful. I was not sure how the process worked and Jason answered all my questions. During the process of applying for the mortgage, Jason and Chloe have continued to...
Great help throughout the whole process and excellent communication. My advisor and case manager were on hand to offer advice, give information and answer questions whenever I needed them.
We set Matt from UKMoneyMan the challenge of seeing if he could find two buy to let mortgages and a new residential mortgage for us. To be honest, I wasn't even sure if this would all be possible. Matt was great and managed to find some great...
Joe was a great support to us throughout the mortgage process. He bent over backwards for us and was a great help. We would highly recommend the Sheffield Moneyman brokers to anyone. Second time using them and we will be using them again. Very...
I don't think I'm exaggerating when I say that the customer service Matt and Anna provided has changed my life. Not only were they lovely to deal with they were also efficient and delivered exceptional results. After getting divorced and...
Our mortgage broker Tom made the whole process easy. As first time buyers it felt like a daunting experience but Tom took the time to explain everything and gave us great advice and got us a good deal. When we decide to move we will 100% be using...
Welcome to our online website – Sheffieldmoneyman. As a Mortgage Broker in Sheffield, our job is to provide open and honest Mortgage Advice in Sheffield and provide our full support and guidance throughout the entire mortgage process.
Here at Sheffieldmoneyman, we have many experienced Mortgage Advisors in Sheffield who aim to make the home buying and remortgaging process as stress-free and as straightforward as possible. We will be on hand throughout your mortgage journey, from your initial enquiry right the way through until the end.
Our job is to deliver exceptional service to every new/existing customer who reaches out to us for help. Feel free to read our genuine reviews to find out why people choose us and what others have thought about their experience choosing us as their Mortgage Broker in Sheffield.
Customer service is at the heart of this company. We love taking care of our customers and helping you achieve your mortgage goals by providing expert Mortgage Advice in Sheffield.
Our Mortgage Advisors in Sheffield have a reputation for always being open and honest with a customer when it comes to recommending them the most suitable option for their circumstances. We’re here to take the stress away and answer any questions you have before and during the mortgage process.
One of the main benefits of going to a Mortgage Broker in Sheffield like us is working with a large panel of lenders. We have access to 1000’s of deals to make sure you take out the most suitable mortgage. Some of these deals you would never get offered. As an experienced Mortgage Broker in Sheffield, we shop around and compare deals for you – saving you time and money.
Over the years as a Mortgage Broker in Sheffield, we have spoken to and helped many customers achieve their mortgage goals. With our industry experience, there is rarely a situation that we haven’t come across.
As a Mortgage Broker in Sheffield, our job is to find you the most suitable mortgage or Remortgage for your circumstances. Contact us by booking yourself for a free mortgage appointment with a dedicated Mortgage Advisor in Sheffield around a time that suits you. We usually have same-day appointments available.
During that consultation, your Mortgage Advisor in Sheffield will need to build up a more detailed financial profile to understand your current situation and what you are looking to achieve. Then, we will begin searching 1000’s of deals to find you the most suitable mortgage product. Your advisor will explain all this in further detail during your appointment.
Next, we will recommend the most suitable deal available. If you are happy with the recommendation, we can then obtain your mortgage agreement in principle.
Now all that’s needed to do is go house hunting. If your offer on your ‘dream home’ has been accepted, contact your Mortgage Advisor in Sheffield to proceed with your full mortgage application.
Now, it’s down to us. We will submit your full mortgage application, and your case handler will keep you updated on the process until we receive your formal mortgage offer.
We aim to take the stress away and overcome hurdles present with your home buying or remortgage journey. We like to keep in touch with customers even after the completion stage to ensure that your mortgage is still the most suitable deal for you.
If you need help to obtain a mortgage, then a Mortgage Broker in Sheffield is what you need. Our team are ready and waiting to help you achieve your goals. Whether you are a First Time Buyer, Home mover, a landlord looking for a Buy to let mortgage, or just need some expert Mortgage Advice in Sheffield, we will be happy to help.
Our Mortgage Advisors in Sheffield are on hand 7 days a week. Usually, we have same-day appointments available. Get in touch, and let’s start your mortgage journey today.
We have been working in the mortgage industry for over 20 years; our Mortgage Advisors in Sheffield have come across almost every mortgage scenario possible.
Our experience and knowledge in the industry combined with our determination to secure you a competitive mortgage deal, depending on certain aspects such as your credit file and affordability, we should be able to help you cross over that mortgage completion finish line!
From trying to obtain a second mortgage to getting one with a CCJ, there aren’t many specialist situations that we haven’t crossed paths with before.
Each Mortgage Advisor of ours in Sheffield specialises in different mortgage situations. After your free mortgage consultation, your next point of contact will be your own dedicated Mortgage Advisor in Sheffield who will specialise in your specific mortgage situation!
We even have access to specialist mortgage products. These limited deals are only available through a certain amount of lenders; sometimes, you’ll find that banks and building societies can’t access these deals it’s just mortgage brokers, like us.
Our brilliant team are available to talk 7 days a week. They work from early in the morning until late at night to make sure that you can contact them at a time where you feel most comfortable.
These working hours also run parallel with our mortgage advisors working schedule, meaning that you can book in a mortgage appointment before work, after the school run or late at night if you need to!
We want the very best for you, in all situations. Let us help you find the perfect mortgage product that will do nothing but benefit your personal and financial situation.
Often, our customers approach their bank before contacting us for Mortgage Advice in Sheffield.
The most common reasons for the banks not being able to help are; not fitting criteria/tight affordability, can’t get an appointment, or can’t borrow enough.
If this situation applies to you, it is essential to speak to a Mortgage Broker in Sheffield, like us, who would love to try and help you!
The earlier you get advice from a Mortgage Broker in Sheffield, the better position you will be in when you decide it’s time to secure a mortgage deal.
Your free mortgage consultation with a Mortgage Advisor in Sheffield will last approximately an hour. Once they have evaluated your situation, they will recommend a mortgage for you with no obligation for you to proceed. Based on the deal, you can decide whether or not you want to continue the process with us or not.
As a trusted Mortgage Broker in Sheffield, we carry out a fact find to verify your needs before recommending you with a mortgage deal. After a Mortgage Advisor in Sheffield has evaluated your situation, they will perform a credit check on you, this is required for an agreement in principle. Then after you have provided all of the relevant documentation and a valuation of the property has been carried out, a formal mortgage offer can be issued.
We always advise that you obtain an agreement in principle before you start viewing properties in Sheffield, to avoid disappointment. If you want to get yourselves a head start, you should get one prior to making an offer.
Typically, an agreement in principle lasts for between 30 and 90 days, however, this can change depending on your lender in Sheffield. If your agreement in principle expires, you can renew it quite easily.
Yes, you can get a second mortgage. Whether this is for debt consolidation or home improvements, this is possible. It is also possible to take out a second mortgage on a second property but only if it is own use, the use of a family member, a holiday home or a Buy to Let.
To buy a property in Sheffield, you will need to meet a minimum deposit. Typically, with high street lenders, this is usually 5%. This percentage can be higher if you have previous credit problems.
It will be harder but yes you can. You will have to show that you can afford a mortgage by putting down a higher deposit, perhaps 10% or 15% of the purchase price.
Yes, however, you must submit at least one years’ accounts. Most lenders use your salary + dividend to calculate the maximum mortgage, whereas other lenders in Sheffield could base it of your net profit.
If you are an employee, you will need to provide three payslips to prove your income. If you are Self Employed in Sheffield, you will have to prove for the latest 2 years’ accounts. Along with this, you must produce proof of ID, address and 3 months’ bank statements.
Our free mortgage consultation in Sheffield will take about an hour. Once your consultation is completed, we can arrange an agreement in principle for you within 24 hours. A formal offer takes up to three weeks on average.