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Mortgage Advice in Sheffield

Book Your Free Consultation
8am - 10pm, 7 Days a Week

0114 407 0086Book Online Now

Mortgage Advice in Sheffield

Book Your Free Consultation
8am - 10pm, 7 Days a Week

0114 407 0086Book Online Now
Malcolm and Amy - UK Moneyman Directors

We love helping customers who really need mortgage advice in Sheffield - it's not just about finding a mortgage, we will hold your hand through the full process.

To speak with a mortgage advisor in Sheffield, book your FREE mortgage appointment online.

Our Customers Love Us

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Mortgage Broker in Sheffield
Mortgage Advice in Sheffield

Welcome to our online website – Sheffieldmoneyman. As a Mortgage Broker in Sheffield, our job is to provide open and honest Mortgage Advice in Sheffield and provide our full support and guidance throughout the entire mortgage process.

Here at Sheffieldmoneyman, we have many experienced Mortgage Advisors in Sheffield who aim to make the home buying and remortgaging process as stress-free and as straightforward as possible. We will be on hand throughout your mortgage journey, from your initial enquiry right the way through until the end.

How can we help you obtain a mortgage in Sheffield?

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Our job is to deliver exceptional service to every new/existing customer who reaches out to us for help. Feel free to read our genuine reviews to find out why people choose us and what others have thought about their experience choosing us as their Mortgage Broker in Sheffield.

Customer service is at the heart of this company. We love taking care of our customers and helping you achieve your mortgage goals by providing expert Mortgage Advice in Sheffield.

Our Mortgage Advisors in Sheffield have a reputation for always being open and honest with a customer when it comes to recommending them the most suitable option for their circumstances. We’re here to take the stress away and answer any questions you have before and during the mortgage process.

One of the main benefits of going to a Mortgage Broker in Sheffield like us is working with a large panel of lenders. We have access to 1000’s of deals to make sure you take out the most suitable mortgage. Some of these deals you would never get offered. As an experienced Mortgage Broker in Sheffield, we shop around and compare deals for you – saving you time and money.

Over the years as a Mortgage Broker in Sheffield, we have spoken to and helped many customers achieve their mortgage goals. With our industry experience, there is rarely a situation that we haven’t come across.

How our Mortgage Advice process works in Sheffield

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As a Mortgage Broker in Sheffield, our job is to find you the most suitable mortgage or Remortgage for your circumstances. Contact us by booking yourself for a free mortgage appointment with a dedicated Mortgage Advisor in Sheffield around a time that suits you. We usually have same-day appointments available.

During that consultation, your Mortgage Advisor in Sheffield will need to build up a more detailed financial profile to understand your current situation and what you are looking to achieve. Then, we will begin searching 1000’s of deals to find you the most suitable mortgage product. Your advisor will explain all this in further detail during your appointment.

Next, we will recommend the most suitable deal available. If you are happy with the recommendation, we can then obtain your mortgage agreement in principle.

Now all that’s needed to do is go house hunting. If your offer on your ‘dream home’ has been accepted, contact your Mortgage Advisor in Sheffield to proceed with your full mortgage application.

Now, it’s down to us. We will submit your full mortgage application, and your case handler will keep you updated on the process until we receive your formal mortgage offer.

We aim to take the stress away and overcome hurdles present with your home buying or remortgage journey. We like to keep in touch with customers even after the completion stage to ensure that your mortgage is still the most suitable deal for you.

Contact your Mortgage Broker in Sheffield

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If you need help to obtain a mortgage, then a Mortgage Broker in Sheffield is what you need. Our team are ready and waiting to help you achieve your goals. Whether you are a First Time Buyer, Home mover, a landlord looking for a Buy to let mortgage, or just need some expert Mortgage Advice in Sheffield, we will be happy to help.

Our Mortgage Advisors in Sheffield are on hand 7 days a week. Usually, we have same-day appointments available. Get in touch, and let’s start your mortgage journey today.

Why choose Sheffieldmoneyman?

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We have been working in the mortgage industry for over 20 years; our Mortgage Advisors in Sheffield have come across almost every mortgage scenario possible.

Our experience and knowledge in the industry combined with our determination to secure you a competitive mortgage deal, depending on certain aspects such as your credit file and affordability, we should be able to help you cross over that mortgage completion finish line!

Specialist Mortgage Scenarios

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From trying to obtain a second mortgage to getting one with a CCJ, there aren’t many specialist situations that we haven’t crossed paths with before.

Each Mortgage Advisor of ours in Sheffield specialises in different mortgage situations. After your free mortgage consultation, your next point of contact will be your own dedicated Mortgage Advisor in Sheffield who will specialise in your specific mortgage situation!

We even have access to specialist mortgage products. These limited deals are only available through a certain amount of lenders; sometimes, you’ll find that banks and building societies can’t access these deals it’s just mortgage brokers, like us.

Open 7 Days a Week

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Our brilliant team are available to talk 7 days a week. They work from early in the morning until late at night to make sure that you can contact them at a time where you feel most comfortable.

These working hours also run parallel with our mortgage advisors working schedule, meaning that you can book in a mortgage appointment before work, after the school run or late at night if you need to!

We want the very best for you, in all situations. Let us help you find the perfect mortgage product that will do nothing but benefit your personal and financial situation.

Getting Mortgage Advice From Your Bank

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Often, our customers approach their bank before contacting us for Mortgage Advice in Sheffield.

The most common reasons for the banks not being able to help are; not fitting criteria/tight affordability, can’t get an appointment, or can’t borrow enough.

If this situation applies to you, it is essential to speak to a Mortgage Broker in Sheffield, like us, who would love to try and help you!

The earlier you get advice from a Mortgage Broker in Sheffield, the better position you will be in when you decide it’s time to secure a mortgage deal.

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We Search 1000s of Mortgage Deals in Sheffield

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Common Mortgage Questions in Sheffield

How does the free initial mortgage consultation in Sheffield work?

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Your free mortgage consultation with a Mortgage Advisor in Sheffield will last approximately 30 mins. Once they have evaluated your situation, they will recommend a mortgage for you with no obligation for you to proceed. Based on the deal, you can decide whether or not you want to continue the process with us or not.

How does the process work in Sheffield?

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As a trusted Mortgage Broker in Sheffield, we carry out a fact find to verify your needs before recommending you with a mortgage deal. After a Mortgage Advisor in Sheffield has evaluated your situation, they will perform a credit check on you, this is required for an agreement in principle. Then after you have provided all of the relevant documentation and a valuation of the property has been carried out, a formal mortgage offer can be issued.

When should I obtain an agreement in principle in Sheffield?

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We always advise that you obtain an agreement in principle before you start viewing properties in Sheffield, to avoid disappointment. If you want to get yourselves a head start, you should get one prior to making an offer.

How long does an Agreement in Principle last?

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Typically, an agreement in principle lasts for between 30 and 90 days, however, this can change depending on your lender in Sheffield. If your agreement in principle expires, you can renew it quite easily.

Can I get a second mortgage in Sheffield?

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Yes, you can get a second mortgage. Whether this is for debt consolidation or home improvements, this is possible. It is also possible to take out a second mortgage on a second property but only if it is own use, the use of a family member, a holiday home or a Buy to Let.

How much deposit do I need for a mortgage in Sheffield?

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To buy a property in Sheffield, you will need to meet a minimum deposit. Typically, with high street lenders, this is usually 5%. This percentage can be higher if you have previous credit problems.

Can I get a mortgage in Sheffield with previous credit problems?

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It will be harder but yes you can. You will have to show that you can afford a mortgage by putting down a higher deposit, perhaps 10% or 15% of the purchase price.

I’m self employed in Sheffield, can I get a mortgage?

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Yes, however, you must submit at least one years’ accounts. Most lenders use your salary + dividend to calculate the maximum mortgage, whereas other lenders in Sheffield could base it of your net profit.

What documents will I need to send?

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If you are an employee, you will need to provide three payslips to prove your income. If you are Self Employed in Sheffield, you will have to prove for the latest 2 years’ accounts. Along with this, you must produce proof of ID, address and 3 months’ bank statements.

How long does the process take?

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Our free mortgage consultation in Sheffield will take about 30 mins. Once your consultation is completed, we can arrange an agreement in principle for you within 24 hours. A formal offer takes up to three weeks on average.

Mortgage Guides & Sheffieldmoneyman are trading styles of UK Moneyman Limited, which is authorised and regulated by the Financial Conduct Authority.

UK Moneyman Limited is Registered in England, No. 6789312 | Registered Address: 10 Consort Court, Hull, HU9 1PU.

Authorised and Regulated by the Financial Conduct Authority.

We are entered on the Financial Services Register No. 627742 at

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