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The Right to Buy Scheme is a government ran scheme that allows eligible tenants in England to purchase their property from the council for a partially discounted price.
The discounted price can be influenced by the property’s market value, the length of time you’ve been a public sector tenant, the location you are in and the type of property you are buying.
The specific calculations can vary, so it’s always worth checking with someone to know the specifics of what you may be entitled to.
If you have spent at least 3 years (not always continuous) renting from a local housing association and are secure tenants of council property, you may be eligible for a Right to Buy in Sheffield.
When purchasing a property via a Right to Buy in Sheffield, the property will be valued at the full market price with the government discount applied prior to purchase.
To keep yourself updated with the rules and regulations, you can also check out the government Own Your Home website.
The process begins with you checking you are eligible and requesting an application form from the council.
Once they have received this back you will receive an offer notice which sets out the property value and your discount. You then have a set period of time to accept this offer.
Throughout your mortgage, as a mortgage broker in Sheffield, we are able to help with your mortgage, solicitors and survey as and when required.
As part of our initial free initial mortgage consultation, we can give you an idea of how much your Right to Buy mortgage in Sheffield will cost and if you qualify.
The amount you can borrow for a Right to Buy mortgage in Sheffield, or anywhere else in the UK, depends on several factors, including your income, credit history, and the lender’s policies.
Lenders typically assess your affordability, taking into account your income, expenses, and any existing debts.
They may also consider the valuation of the property you wish to purchase under the Right to Buy scheme.
A mortgage advisor in Sheffield or broker can help you determine how much you can borrow based on your specific situation.
Your home may be repossessed if you do not keep up repayments on your mortgage.
There may be a fee for mortgage advice. The fee is up to 1% but a typical fee is £495.
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Very professional, efficient, knowledgeable, and responsive team of people. They were very quick at replying to our emails, and it was very helpful to meet them regularly over video call to discuss all the pros and cons of each decision.
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Super fast replies. So helpful. We’re really great full for the help Jason have us!
David
This was a fantastic service that helped with what ended up being quite a complicated mortgage. The communication and support provided throughout was first class, I’ll use them again without question. Thank you.
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My journey getting a mortgage with Moneyman was amazing. Starting with Dinah how she was listening to me and understanding im new to everything ending to advice me what to use to request mortgage. Then reaching to the best ever Stacey Moss and how...
Ami
Malcolm and his team have been great from start to finish. We’ve had weekend appointments and updates after the usual working hours which has been really appreciated and helped make the process of finding and securing a mortgage offer a lot less...
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Needed mortgage advise as a 50+ and thought it might be more difficult than it turned out thanks to Charlie. Questions answered in a timely fashion. Explanations easy to understood and with time to think.
Anonymous
Very helpful and they are with you every step of the way. Always there to answer any questions, which I had a few due to being a first time buyer. Amazing!
Rhoda
such a good complanythay is next to none. Staff are good as gold with a high level of professionalism. It will be worth mentioning that Jason Loft and LIzzi Roscoe worked so hard to help me achieve my dream of getting on to the property ladder....
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Efficient and helpful.
Rachel
The service we received from both Jason and Stacey has been excellent. We had quite long and stressful process from when we applied for our mortgage to getting our offer. In that time, both worked hard to get the application progressing as it should...
Having a conversation with a professional mortgage advisor in Sheffield is essential to discuss your mortgage scenario.
With a wide selection of lenders offering specialised products designed specifically for those utilising the right to buy scheme.
Our committed mortgage advisor in Sheffield will handle the submission of your mortgage application and organize any additional documentation required by the lender.
Alongside finding the most suitable mortgage deal, we are good at assisting those looking for insurance coverage to protect you and your loved ones financially.
From the initial moment of getting in touch, right the way through until your mortgage completes, your dedicated mortgage advisor in Sheffield will be there right beside you, ready to answer all of your mortgage enquiries.
Unlike what customers may experience when speaking to an advisor at a bank or building society, our trusted mortgage advice experts in Sheffield will be able to search through 1000s of mortgage deals for you, ensuring they can find the most appropriate deal for your personal and financial circumstances.
We can also help when it comes to arranging with conveyancing solicitors, giving you a better idea of which survey would be better. If you need any assistance with other additional services, please get in touch with your mortgage advisor and we’ll see how we can help you.
As a mortgage broker in Sheffield that has built up a strong reputation, we will always put in the work and try to help any customers that contact us, including those who are looking to utilise a Right to Buy in Sheffield.
Please do take a read through our genuine customer reviews. They reflect the high standard we hold ourselves to when providing our customers with expert Right to Buy mortgage advice in Sheffield.
Our reputable and determined team will be here to guide our customers any time they need us, all through the week! A Right to Buy in Sheffield can have its challenges, something we aim to help you overcome. We will always be open & honest, working to reduce your stress and allow you relax in preparation of the outcome.
Mortgage advice in Sheffield is available from early until late, every day. No matter what you have going on, there will be someone available at times that best suit you, ready to get you started on your mortgage journey.
Our Home Buying App is a digital mortgage coach designed to help you save up, plan, and track your home buying journey – whether you’re buying your first home, or fancy a move.
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Sheffieldmoneyman is a trading name of UKMM Limited, which is an appointed representative of Mortgage Advice Bureau (Derby) Limited, who are authorised and regulated by the Financial Conduct Authority.
UKMM Limited is Registered in England, No. 16541342 | Registered Address: Capital House, Pride Place, Pride Park, Derby, England, DE24 8QR.
© Sheffieldmoneyman 2009–2026
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Sheffieldmoneyman is a trading name of UKMM Limited, which is an appointed representative of Mortgage Advice Bureau (Derby) Limited, who are authorised and regulated by the Financial Conduct Authority.
UKMM Limited is Registered in England, No. 16541342 | Registered Address: Capital House, Pride Place, Pride Park, Derby, England, DE24 8QR.
© Sheffieldmoneyman 2009–2026
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