As a Mortgage Broker in Sheffield, our main job is provide you with full help and guidance throughout the whole of the mortgage process. We will also try and find you a competitive mortgage deal that suits both your personal and financial situation.
Here is some information about our process, service and customer reviews in Sheffield.
Firstly, let’s take an in-depth look at our mortgage advice service; not many people actually know what we do! As a Mortgage Broker in Sheffield, our main responsibility is to find you a competitive mortgage deal that benefits you financially and personally as well as helping you through the whole mortgage progress.
1. Firstly, once you get in touch with our responsive team, we will get a few details from you so that we can pair you with a Mortgage Advisor in Sheffield that specialises in your personal situation.
We will schedule a free mortgage consultation with your Mortgage Advisor in Sheffield so that we can learn even more about your mortgage situation and start comparing mortgage deals for you.
2. During your free consultation, your dedicated advisor will get a better picture of your personal and financial situation. When they have the information that they need, they can start looking for mortgage deals for you, trying to find one that tailored for you!
If they manage to find a deal that’s perfect for you and you are happy to proceed with it, it’s time to get your mortgage application prepared.
3. At this stage, we will approach the lender and get an Agreement in Principle (AIP) for you. An AIP will show that the lender is willing to let you borrow from them for a mortgage given that you can provide evidential documents to back up things like your income and credit score. During this part of the process, you can start house hunting with your AIP to back up any offers.
After we’ve got an AIP for you, we will begin getting evidential documents from you to back up your mortgage application. These will be things like your payslips, bank statements, photographic ID, etc. This step will vary if you are a self-employed applicant.
4. If everything looks good on our end and we think that you’ll be able to afford a mortgage and you’ll pass the lender’s credit scoring criteria, we can get your application submitted!
Now it’s just a waiting game. Usually, a mortgage application can take up to three weeks to return; we’ll keep you updated throughout this step of the process and make sure that you are informed right away if we receive any updates on your application.
Once we hear back from the lender and get the green light to go ahead, everything is complete! Congratulations, now it’s time to start looking at moving into your new property!
At Sheffieldmoneyman, Mortgage Advice in Sheffield is available to anyone who needs our help. We are determined to try and find a solution to your mortgage problem, even if we are unsure of the situation. However, it’s unlikely that we’ll be faced with a situation that we don’t know how to handle; we’ve been working in the mortgage industry for over two decades now and have faced almost every mortgage scenario possible.
We aim to provide a responsive service to every customer. Working from early until late, 7 days a week allows you to get in touch during a time of day when you feel most comfortable. If you get in touch after work hours, no worries, we will still pick up the phone! Our team work to ensure that you can talk to us at a time that best suits you.
We are always open and honest with you too! For example, when it comes to remortgaging, if we can’t find you a better deal, we will advise that you stick with your current product. Our transparent Mortgage Advisors in Sheffield want the best for you in every situation.
Our goal is to provide you with a fast and friendly service. We aim to speed up the mortgage process for you, as we know how keen our customers can be to move into their dream home. Our friendly mortgage team will also be right by your side throughout the whole process; if you have a question, be sure to ask it right away!
Customer service is at the heart of our business. We work for you and no one else!
During our two decades of working within the mortgage industry, we have collected a large number of customer reviews. We send a huge thank you to everyone who’s left a review of their experience with us. We hope that seeing some of our reviews nudges you closer to giving us a free call.
Here are some of our favourite reviews:
If you like the look of our reviews, why not check out some more. On our reviews page, we have plenty more for you to take a look at. If you are lucky, there may be someone that has used us who’s in the same situation as you!
Now that you know everything about our mortgage advice service in Sheffield, it’s now your job to get in touch with our team. Our Mortgage Advisors in Sheffield are waiting for you to get in touch 7 days a week.
Take advantage of our free mortgage consultation in Sheffield today.
Whether you’re a first-time buyer or moving home in Sheffield, either way, we can’t wait to hear from you!