As a Mortgage Broker in Sheffield, we know that buying a home can be very stressful. We always see our customers being overwhelmed by the process and can sometimes get a bit lost in it all. That’s why we have created a list of the most important questions to ask when buying a house in Sheffield.
There is normally a popular demand for newly built homes so if you are interested in the property, you may need to act fast to make sure that you can secure it before anyone else. Newly built homes are popular because you can take out a Help to Buy mortgage with them, which can give the buyer that extra boost that they needed.
You should always try and find out how many people have viewed the property first. If lots of people have viewed the property and decided to not to buy it, there could be a reason. It could be down to repairs that are needed on the house or it could just be unlucky that people haven’t like the property.
If there is no chain, you would likely be able to move quickly, if you also are not in a chain or a First Time Buyer you will also be a desirable buyer to the seller as the sale could be completed quickly. This can provide you with an advantage, be sure to use this during your ‘negotiations’
New homes can often come with ‘extras’ to incentives you to buy the house. But also older homes can come with items unwanted or offered by the seller. It’s wise to check just to clarify, are things like cookers, fridges and carpets, for example could be included in the sale (or offered at an additional price). It’s wise to clarify as you may be left with unwanted items that you then need to remove and dispose of.
After having the stress of Moving Home, you don’t want to be dealing with the previous homeowners leftover possessions.
You need to be happy and feel comfortable with your neighbours, if you are set on buying a property, it might be a nice idea to pop your head by and say hi.
If you are planning to move onto a new housing estate, this could be a little more difficult as there still could be houses being built.
These days people are a little more aware of home running costs and will usually have some insight or ask about the running costs of the home such as gas, heating, electricity, water (particularly if it’s a newer home with a water meter.
It is also things like council tax charges that you will need to consider. Depending on your area, the amount that you are charged could vary.
If your garden is important to you and you like to spend time in yours enjoying the open space, then you may wish to check how well the natural light enters your garden and whether it’s south-facing etc.
Linking back to your neighbours, if you have plans for the future to build a conservatory, then you will need to check your back garden to see if it will block the sun in your neighbours garden. If it does then your chances may be gone of having a conservatory.
Generally, when you move into your new home, you will often want to decorate to your own tastes, but what other works need to be done?
Normally, the older the property the greater amount of home improvements needed on it. You may have some ‘fixes’ or repairs to make or make improvements to energy efficiency, insulation, garden work etc.
So when you are buying your new home whether its a new build or older property, be sure to ask the questions you really need to know about the house, also remember to negotiate your buy price, don’t be too keen and offer to high to start with and remember to take into consideration other factors such as when you would be able to move in and that fits your expectations.