It's Free to Speak to an Advisor, 7 days, 8am - 10pm

Sheffieldmoneyman Mortgage Broker in Sheffield - M Shape

Mortgage Broker in Oughtibridge

& Surrounding Areas

It's free to speak with a mortgage advisor 7 days a week, 8am - 10pm

0114 407 0086Book Online Now
Malcolm Davidson - Managing Director of Sheffieldmoneyman

Mortgage Broker in Oughtibridge

& Surrounding Areas

It's free to speak with a mortgage advisor 7 days a week, 8am - 10pm

Speak to an Advisor - It's Free! 0114 407 0086

Providing Expert Mortgage Advice in Oughtibridge

Obtaining mortgage advice in Oughtibridge is now more convenient than ever before. As a highly responsive mortgage broker in Oughtibridge, our team is at your service seven days a week, ensuring that you can reach out to us at your convenience. Initiating your mortgage journey is simple: you can either schedule a free complimentary mortgage appointment or request a call back from one of our dedicated mortgage advisors in Oughtibridge through our online platform.

Speak to an Advisor - It's Free!
Your Mortgage Options in Oughtibridge

All of our Customers Receive a Free Mortgage Appointment!

Upon scheduling your free mortgage appointment online, you will have the opportunity to consult with an expert mortgage advisor in Oughtibridge who will focus on your unique circumstances. They will inquire about your personal and financial details to determine the most suitable mortgage products available to you. After this consultation with your mortgage advisor in Oughtibridge, they will diligently search for a tailored product that aligns perfectly with your needs, ensuring that no unsuitable choices are made on your behalf.

Our Reviews

Your Mortgage Options in Oughtibridge

First Time Buyer Mortgages in Oughtibridge

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Most of our customers are first time buyer in Oughtibridge, however, that doesn’t mean that we won’t be able to help someone else with a differnt mortgage scenario.

On top of our experience, we also have access to thousands of mortgage deals through our huge panel of lenders. If you go directly to a lender, you will only have access to their independent deals.

If you choose the broker route, you will also benefit from our amazing customer service. We will take care of you from the point of application all the way through to you getting your keys.

Moving Home Mortgages in Oughtibridge

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If you’re considering moving home in Oughtibridge or the surrounding areas and require a mortgage in Oughtibridge, the process of simultaneous buying and selling of properties can be quite a balancing act. That’s where we come in – we’re here to assist you throughout the mortgage process.

If this resonates with you, it’s essential to assess your affordability before embarking on your property search, attending viewings, or making offers. Our team is well-prepared to assist you in determining your budget, offering you a clear understanding of the properties you can comfortably afford in Oughtibridge.

Buy to let Mortgage Oughtibridge

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Having amassed two decades of experience in the mortgage industry, we have cultivated enduring partnerships with a multitude of Buy to Let landlords. Our devoted team is readily available to support you, whether you are a first-time buyer landlord or possess an existing property portfolio.

When it comes to buy to let mortgages in Oughtibridge, there exists a myriad of options to choose from, including HMO (House in Multiple Occupation), Holiday Let, Let to Buy, and various others. Your designated mortgage advisor in Oughtibridge will diligently walk you through all the buy to let options, ensuring that you gain a comprehensive understanding of each one.

Remortgaging in Oughtibridge

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Is your current deal coming to its end? If so, now is the time to consider your option to remortgage in Oughtibridge. Your remortgage advisor in Oughtibridge has access to thousands of competitive remortgage deals, it’s just the case of us finding the most suitable one for you.

Self Employed Mortgages Oughtibridge

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If you are self employed in Oughtibridge, the mortgage process will be similar to other scenarios, with one key difference – the requirement to provide evidence of your income.

Our mortgage advisor in Oughtibridge will guide you on the additional documents you need to provide. Just like with other mortgage types, they will conduct an affordability assessment and explore the available deals suitable for you.

Mortgage Options for Over 50s in Oughtibridge

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If you’re over the age of 50 and interested in exploring your mortgage options, there are several mortgage solutions available to you. Our specialised later life lending team is here to assist you every step of the way. Booking a free appointment with them is easy – simply schedule a date and time by booking online or giving us a call. We look forward to help navigate you throughout the the mortgage process and find the right solution for your needs.

Our Customers Love Us

Reviews Stars4.95 Rating228 Reviews

Our Simple 4-Step Process

Book Online

Step 1

Book a free mortgage appointment online to speak with one of our expert mortgage advisors in Oughtibridge.

Free Mortgage Apppointment

Step 2

This will give your mortgage advisor in Oughtibridge the chance to know your financial background and evaluate your affordability.

Plus, they’ll sort you out with an agreement in principle, which is handy bargaining tool when making any offers.

Finding a Suitable Product

Step 3

Your mortgage advisors in Oughtibridge will go away and search thousands of offers to find the one most suitable for your circumstances. Once you’re content with your suggestion, the mortgage application process can then be continued.

Submit Your Application

Step 4

Once your application is all set, we will submit your mortgage request to the lender, and keep you posted during the entire process.

Reasons to Choose us

Free Appointment in Oughtibridge

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We extend a complimentary mortgage appointment to every customer, which you can schedule either online or by giving our team a call. As a responsive mortgage broker in Sheffield, we operate seven days a week. You have the flexibility to choose a date and time that best aligns with your personal and work commitments. We recognize that everyone leads busy lives, and the time that suits you best also works well for us.

Search 1000s of products

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During any mortgage journey, our friendly mortgage advisors in Sheffield are dedicated to supporting you throughout your entire mortgage journey. We consistently strive to be responsive, compassionate, transparent, and forthright with you at every stage of your mortgage application.

Our Service

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Providing open and honest mortgage advice in Sheffield lies at a core of our business. You can witness the quality of our service through our exceptional customer reviews. Feel free to peruse our outstanding reviews by navigating to our reviews page.

7 Days a Week

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Even if this isn’t your first experience and you’ve navigated the mortgage process previously, if you encounter a complex issue, we strongly recommend consulting an expert for assistance. With our team available seven days a week, we eagerly await your contact!

Malcolm and Amy Davidson - Mortgage Advice in Sheffield

Common Mortgage Questions in Oughtibridge

How much can you borrow for a mortgage in Oughtibridge?

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Securing a mortgage to purchase a property involves several factors, and your credit score holds significant importance. A good credit score generally allows for a minimum deposit of 5%, while a lower credit score may require a higher deposit ranging from 10% to 15%. However, the specific property you wish to buy can also impact the required deposit.

What do I do if I am ready to make an offer on a property in Oughtibridge?

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If you are ready to make an offer on a property and have a mortgage agreement in principle, our team is here to assist you in finding the perfect mortgage product. With over 20 years of experience as mortgage advisors in Oughtibridge, we understand that the home buying process can be overwhelming. Our objective is to alleviate the pressure and guide you through this aspect of the journey.

Have you been declined by your bank?

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If you have been declined by your bank and are seeking the assistance of a mortgage broker in Sheffield and Oughtibridge, we can help! We advise against applying to multiple banks, as this can have a negative impact on your credit score, especially if you receive repeated rejections.

Our team can assist you in understanding why your bank declined your application, whether it’s due to poor credit, errors in your application, affordability concerns, or other factors. It’s important to address these issues to prevent any adverse effects on future credit applications.

Why choose us are your mortgage broker in Oughtibridge?

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As a mortgage broker in Oughtibridge, we take pride in providing transparent and honest service to all our customers. If we are unable to find a suitable deal for you, we will inform you and offer helpful information on improving your application in the future. Our commitment is to deliver a straightforward and stress-free experience, going the extra mile for each person who reaches out to us.

What sets us apart from banks and building societies is our ability to access a wide range of lenders, not limited to in-house products. Additionally, we aim for responsiveness and provide timely answers. Our team is available seven days a week, and you can easily book a free appointment online or give us a call.

It’s important to note that obtaining a mortgage may not be feasible for everyone, but we strive to find the most suitable product that aligns with your personal and financial circumstances. Our dedication to delivering excellent service is reflected in the reviews from our genuine past customers.

We Search 1000s of Mortgages in Oughtibridge

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Sheffieldmoneyman.com & Sheffieldmoneyman are trading styles of UK Moneyman Limited, which is authorised and regulated by the Financial Conduct Authority.

UK Moneyman Limited is Registered in England, No. 6789312 | Registered Address: 10 Consort Court, Hull, HU9 1PU.

Authorised and Regulated by the Financial Conduct Authority.

We are entered on the Financial Services Register No. 627742 at www.register.fca.org.uk

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