Mortgage Broker in Barnsley

Fast & Friendly Mortgage Advice in Barnsley

Reviews io White Logo

Read our 176 Reviews

Reviews IO Stars

First Time Buyer

Remortgage

Moving Home

Buy to Let

Right to Buy

Self Employed

Help to Buy

Specialist

Malcoms Image

Our Mortgage Advisors in Barnsley can search through 1000s of competitive mortgage products in order to find the perfect one for you!

For your FREE mortgage consultation in Barnsley call 01144070086

About Us

For your FREE mortgage consultation in Barnsley call 01144070086

Malcoms Image

Our Mortgage Advisors in Barnsley can search through 1000s of competitive mortgage products in order to find the perfect one for you!

About Us

Mortgage advice
your way

First Time Buyer

Remortgage

Moving Home

Buy to Let

Right to Buy

Self Employed

Help to Buy

Specialist

Reviews Stars4.95 Rating176 Reviews

Open & Honest Mortgage Advice in Barnsley

If you’re looking for an expert Mortgage Broker in Barnsley to help you through your mortgage journey, we’re here to help!

 

We’ve accumulated over 20 years of mortgage industry experience, and it’s our job to apply this knowledge into helping you obtain a great mortgage product.

 

Our Mortgage Advisors in Barnsley will be by your side, from start to finish, to help you through your moving home journey.

 

Our Service – 7 Days a Week

As a Mortgage Broker in Barnsley, our job is to help you prepare your documents for your mortgage application, find you a great mortgage product, discuss all of your mortgage options with you and make the process as stress-free as possible.

 

When it comes to finding you a mortgage product, we can search through 1000’s of deals! Our large panel of lenders offer both specialist and high street deals; by approaching these lenders, we may be able to find you an offer that perfectly matches your personal and financial mortgage situation.

 

Once we get some information from you and you speak with a Mortgage Advisor in Barnsley, we can begin searching for deals straight away.

 

It’s Never Been Easier to Book an Appointment!

You can book your own mortgage appointment online… and it’s FREE!

 

Through our online booking system, you can pick a date and time that suits you best.

Free Mortgage Appointment

Speak to a Mortgage Advisor in Barnsley

We have Mortgage Advisors in Barnsley available 7 days a week to take your call. In some cases, we’ll even offer you a same day free mortgage appointment.

 

Your dedicated advisor will be there to answer any questions that you have along the way. Whether you’re going through a purchase, remortgage, buy to let or are something specialist such as a separation and need a mortgage, we are here to help!

 

Over our 20 years of working within the mortgage industry, we’ve come across many different types of mortgage scenarios. It’s rare to find a situation that we haven’t come across before.

 

We Work For You!

In Barnsley, your Mortgage Advisor works for you, they only have your interests at heart. Finding the best deal for you based on your situation is what they do best.

 

At the same time, we want you to receive the best customer service possible, therefore we will be responsive, transparent, honest and friendly during your time with us. Customer reviews are extremely important to us; feel free to check out some of our reviews and see what others have said about our service.

 

We search 1000's of mortgage deals across a large number of lenders, including:

Mortgage Lenders 001
Mortgage Lenders 002
Mortgage Lenders 003
Mortgage Lenders 004
Mortgage Lenders 005
Mortgage Lenders 006

How do I transact with my Mortgage Broker in Barnsley?

You’ll benefit from a free initial mortgage consultation with one of our experts. Out of hours mortgage advice isn’t a problem, we have in-house mortgage advisors working until late to take your mortgage enquiries. Give us a call, we may be able to help!

Why should you use us?

Seeking advice from a professional mortgage broker in Barnsley can benefit you in multiple ways. For example, we can compare 1000s of deals, we have large number of mortgage lenders on panel (some with specialist mortgage products) and we offer a free no-obligation mortgage consultation to every customer!

My bank turned me down – Will you be able to get me a mortgage?

Quite often, customers that contact us for mortgage advice have been turned away by their bank for reasons such as income types, credit score, property type and the bank won’t lend enough. More often than not, we are able to help with this.

Common mortgage questions

Your free mortgage consultation with a Mortgage Advisor in Sheffield will last approximately an hour. Once they have evaluated your situation, they will recommend a mortgage for you with no obligation for you to proceed. Based on the deal, you can decide whether or not you want to continue the process with us or not.

As a trusted Mortgage Broker in Sheffield, we carry out a fact find to verify your needs before recommending you with a mortgage deal. After a Mortgage Advisor in Sheffield has evaluated your situation, they will perform a credit check on you, this is required for an agreement in principle. Then after you have provided all of the relevant documentation and a valuation of the property has been carried out, a formal mortgage offer can be issued.

We always advise that you obtain an agreement in principle before you start viewing properties in Sheffield, to avoid disappointment. If you want to get yourselves a head start, you should get one prior to making an offer.

Typically, an agreement in principle lasts for between 30 and 90 days, however, this can change depending on your lender in Sheffield. If your agreement in principle expires, you can renew it quite easily.

Yes, you can get a second mortgage. Whether this is for debt consolidation or home improvements, this is possible. It is also possible to take out a second mortgage on a second property but only if it is own use, the use of a family member, a holiday home or a Buy to Let.

To buy a property in Sheffield, you will need to meet a minimum deposit. Typically, with high street lenders, this is usually 5%. This percentage can be higher if you have previous credit problems.

It will be harder but yes you can. You will have to show that you can afford a mortgage by putting down a higher deposit, perhaps 10% or 15% of the purchase price.

Yes, however, you must submit at least one years’ accounts. Most lenders use your salary + dividend to calculate the maximum mortgage, whereas other lenders in Sheffield could base it of your net profit.

If you are an employee, you will need to provide three payslips to prove your income. If you are Self Employed in Sheffield, you will have to prove for the latest 2 years’ accounts. Along with this, you must produce proof of ID, address and 3 months’ bank statements.

Our free mortgage consultation in Sheffield will take about an hour. Once your consultation is completed, we can arrange an agreement in principle for you within 24 hours. A formal offer takes up to three weeks on average.

Sheffieldmoneyman.com & Sheffieldmoneyman are trading styles of UK Moneyman Limited, which is authorised and regulated by the Financial Conduct Authority.
UK Moneyman Limited is authorised and regulated by the Financial Conduct Authority.
UK Moneyman Limited registered in England, registered number 6789312 and registered office 10 Consort Court, Hull, HU9 1PU.

© 2022 Sheffieldmoneyman

Sheffieldmoneyman, Courtwood House, Silver Street Head, Sheffield, S1 2DD.

Moneyman Logo







Moneyman Logo




Moneyman Logo

Ask Your Question





    Moneyman Logo

    Moneyman Logo







    Moneyman Logo

    Book your Free Consultation

    7 Days 8am - 10pm

    Moneyman Logo

    Moneyman Logo