Our Mortgage Advisors in Barnsley can search through 1000s of competitive mortgage products in order to find the perfect one for you!
For your FREE mortgage consultation in Barnsley call 01144070086
About UsFor your FREE mortgage consultation in Barnsley call 01144070086
Our Mortgage Advisors in Barnsley can search through 1000s of competitive mortgage products in order to find the perfect one for you!
About Us
4.95 Rating185 Reviews
Kristian
I went to Malcolm for advice as my mortgage was up for renewal and I wanted to discuss other options. Both Malcolm and Lyndsey have been extremely helpful and informative throughout. I will definitely be using them again in the future.
3 days ago
Keeley
Massive thank you to Charlie and the rest of the team at UK Moneyman for helping us get our first mortgage. They went through everything in detail and explained things further when we needed them to. Couldn’t have done it without them
1 week ago
Millie
Very very good service. 5 Stars. Everybody was super helpful, from start to finish. Made a stressful situation so much easier!
1 week ago
Jordan
We have nothing but great things to say about Sheffield Money Man. Hugely helpful, personalised advice for our complex situation. Everybody we spoke to was incredibly helpful. We would 100% recommend them to our friends and family.
1 week ago
Martyn
This is the second time we’ve used Sheffield moneyman and couldn’t recommend them highly enough. They put their customer needs first, are kind, open and friendly and of course first class for finding mortgages:)
1 week ago
Rukhsaar
Super helpful and quick process! Leo was really clear and made sure to keep me updated
2 weeks ago
Guiseppe
Happy with the service received from Meghan and Tom. Helped my partner and I secure a mortgage offer during the most difficult economic time seen in decades. Took a lot of the worry and concern away from us and available to offer carefully guided...
2 months ago
Abigail
Wendy and Jason couldn’t have made this process any easier for us. Quick replies and chasing the lender and solicitor on our behalf. We got the best deal we could have hoped for which really will be life changing for us and our daughter....
2 months ago
Christine
Dan was extremely helpful and knowledgeable from start to finish. Would definitely recommend.
3 months ago
Gareth
From the very start, Charlie was an absolute god send. Took his time explaining every detail of the process and was very upfront about what timescales were going to look like. Even when he was away on holiday, still took time to drop me a quick...
3 months ago
Rachel
These are a fantastic mortgage brokers, they are very knowledgeable and break it down so you understand everything. They keep you up-to-date all the time with anything that happens. They have saved us quite abit of money too. They been...
4 months ago
Emily
Tom, Chloe and the team have all been very helpful in securing us a mortgage! They explained the process extremely well as we are first time buyers and so didn't know what to expect. They were always prompt with their responses and were happy...
6 months ago
Luke
Amazing service! To say I have a bad credit history would be an understatement and UK Moneyman helped me get my life turned round in 3 months! Would recommend them to anyone wanting a mortgage. Thankyou Wayne for the amazing help.
6 months ago
Keith
Very good advi e and assistance to help us find the right deal
6 months ago
Jun
We are so lucky to find the best broker team here to help us buying a house,after they submitted the application，they will still help you every step and monitor the mortgage progress,let you know what happened immediately,You can absolutely...
6 months ago
Natalie
Amazing service, thank you so much.
6 months ago
Luke
Very helpful from start to finish. Polite, understanding and willing. Talked us through all of our options and the products available to us and stayed in contact at every step to keep us updated. Very friendly and will 100% use them again when it...
7 months ago
Andrew
Very personable, friendly service and easily accessed. Second time I've used as was happy with the service I received.
8 months ago
Graeme
A completely flawless service. Malcolm and the team were responsive, helpful and effective in securing our mortgage. The only broker you need.
8 months ago
Anonymous
Fantastic service. Thom and Meghan answered any of our questions as we didn't have a clue what we were doing. Really quick to process our mortgage as first time buyers.
8 months ago
- Mortgage Advice
- Why Us?
Open & Honest Mortgage Advice in Barnsley
If you’re looking for an expert Mortgage Broker in Barnsley to help you through your mortgage journey, we’re here to help!
We’ve accumulated over 20 years of mortgage industry experience, and it’s our job to apply this knowledge into helping you obtain a great mortgage product.
Our Mortgage Advisors in Barnsley will be by your side, from start to finish, to help you through your moving home journey.
Our Service – 7 Days a Week
As a Mortgage Broker in Barnsley, our job is to help you prepare your documents for your mortgage application, find you a great mortgage product, discuss all of your mortgage options with you and make the process as stress-free as possible.
When it comes to finding you a mortgage product, we can search through 1000’s of deals! Our large panel of lenders offer both specialist and high street deals; by approaching these lenders, we may be able to find you an offer that perfectly matches your personal and financial mortgage situation.
Once we get some information from you and you speak with a Mortgage Advisor in Barnsley, we can begin searching for deals straight away.
It’s Never Been Easier to Book an Appointment!
You can book your own mortgage appointment online… and it’s FREE!
Through our online booking system, you can pick a date and time that suits you best.
Speak to a Mortgage Advisor in Barnsley
We have Mortgage Advisors in Barnsley available 7 days a week to take your call. In some cases, we’ll even offer you a same day free mortgage appointment.
Your dedicated advisor will be there to answer any questions that you have along the way. Whether you’re going through a purchase, remortgage, buy to let or are something specialist such as a separation and need a mortgage, we are here to help!
Over our 20 years of working within the mortgage industry, we’ve come across many different types of mortgage scenarios. It’s rare to find a situation that we haven’t come across before.
We Work For You!
In Barnsley, your Mortgage Advisor works for you, they only have your interests at heart. Finding the best deal for you based on your situation is what they do best.
At the same time, we want you to receive the best customer service possible, therefore we will be responsive, transparent, honest and friendly during your time with us. Customer reviews are extremely important to us; feel free to check out some of our reviews and see what others have said about our service.
We search 1000's of mortgage deals across a large number of lenders, including:
How do I transact with my Mortgage Broker in Barnsley?
You’ll benefit from a free initial mortgage consultation with one of our experts. Out of hours mortgage advice isn’t a problem, we have in-house mortgage advisors working until late to take your mortgage enquiries. Give us a call, we may be able to help!
Why should you use us?
Seeking advice from a professional mortgage broker in Barnsley can benefit you in multiple ways. For example, we can compare 1000s of deals, we have large number of mortgage lenders on panel (some with specialist mortgage products) and we offer a free no-obligation mortgage consultation to every customer!
My bank turned me down – Will you be able to get me a mortgage?
Quite often, customers that contact us for mortgage advice have been turned away by their bank for reasons such as income types, credit score, property type and the bank won’t lend enough. More often than not, we are able to help with this.
Common mortgage questions
Your free mortgage consultation with a Mortgage Advisor in Sheffield will last approximately an hour. Once they have evaluated your situation, they will recommend a mortgage for you with no obligation for you to proceed. Based on the deal, you can decide whether or not you want to continue the process with us or not.
As a trusted Mortgage Broker in Sheffield, we carry out a fact find to verify your needs before recommending you with a mortgage deal. After a Mortgage Advisor in Sheffield has evaluated your situation, they will perform a credit check on you, this is required for an agreement in principle. Then after you have provided all of the relevant documentation and a valuation of the property has been carried out, a formal mortgage offer can be issued.
We always advise that you obtain an agreement in principle before you start viewing properties in Sheffield, to avoid disappointment. If you want to get yourselves a head start, you should get one prior to making an offer.
Typically, an agreement in principle lasts for between 30 and 90 days, however, this can change depending on your lender in Sheffield. If your agreement in principle expires, you can renew it quite easily.
Yes, you can get a second mortgage. Whether this is for debt consolidation or home improvements, this is possible. It is also possible to take out a second mortgage on a second property but only if it is own use, the use of a family member, a holiday home or a Buy to Let.
To buy a property in Sheffield, you will need to meet a minimum deposit. Typically, with high street lenders, this is usually 5%. This percentage can be higher if you have previous credit problems.
It will be harder but yes you can. You will have to show that you can afford a mortgage by putting down a higher deposit, perhaps 10% or 15% of the purchase price.
Yes, however, you must submit at least one years’ accounts. Most lenders use your salary + dividend to calculate the maximum mortgage, whereas other lenders in Sheffield could base it of your net profit.
If you are an employee, you will need to provide three payslips to prove your income. If you are Self Employed in Sheffield, you will have to prove for the latest 2 years’ accounts. Along with this, you must produce proof of ID, address and 3 months’ bank statements.
Our free mortgage consultation in Sheffield will take about an hour. Once your consultation is completed, we can arrange an agreement in principle for you within 24 hours. A formal offer takes up to three weeks on average.
Handy quick links
Malcolm's
mortgage guides
