If you are in need of speaking to a expert Buy to Let mortgage advisor in Sheffield, our trusted team of dedicated Mortgage Advisors can help with this.
You could be a first time landlord or you could already have an extensive portfolio of properties. Either way you’ll always receive the same level of service our experienced mortgage team are wont to provide.
As a well-known and reputable Mortgage Broker in Sheffield, we have helped many investors obtain their Buy to Let in Sheffield. Our dedicated team will search through 1000s of products to find you the most appropriate mortgage for what you’re looking to achieve with your investment purchases.
The Financial Conduct Authority does not regulate some types of buy to let or commercial mortgages.
If perchance you would rather purchase your buy to let property by way of a limited company (Special Purpose Vehicle), providing you with mortgage advice in Sheffield will still be able to talk you through your options. We have experience in many different areas of the buy to let mortgage market.
If you are looking to discuss and compare taxation benefits, this is something you’ll ideally need to talk through with a tax advisor as they will be able to correctly provide you with advice on this topic.
As well as a standard residential Buy to Let in Sheffield, we also have the knowledge and experience to provide assistance with HMOs (House of Multiple Occupancy) and holiday lets, should you require it.
The amount you can borrow for a buy to let mortgage in Sheffield depends on various factors, including your income, credit history, property value, and the lender’s criteria. Mortgage lenders typically assess your rental income potential as well. It’s recommended to speak with a mortgage advisor to determine your borrowing capacity.
To get an accurate figure as to how much you can borrow for your buy to let mortgage in Sheffield, get in touch with our buy let experts and arrange a free call back online.
The typical deposit for a buy to let mortgage in Sheffield is around 25% of the property’s value. However, requirements can vary, so it’s best to consult with a mortgage advisor for precise details.
Yes, you can purchase a property through a limited company in Sheffield for buy-to-let purposes. Many landlords choose this option for tax and liability benefits. Consult with a legal advisor for the specifics of setting up a limited company.
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Katharine
Jo, Kerry and Charlie have been brilliant. Very attentive, informative and able to work quickly and effectively when our situation chopped and changed. 10/10 would use again if needs be. Highly recommend.
1 week ago
Anonymous
Helpful and reasonably priced
2 weeks ago
Amy
Really helpful - took so much stress out of first time buying for us!
1 month ago
David
Excellent service. Thank you so much.
1 month ago
Joe
Sheffield Money man has been fantastic throughout keeping us in the loop throughout and addressing any concerns or questions we had straight away. Dinah has been fantastic and you can tell she really cares about her clients answering questions we...
1 month ago
Carlos
I am really happy 😃 with your services
2 months ago
Louise
Amazing service, guidance and patience throughout the whole process. Thank you, Tom!
2 months ago
Yi
We had a very smooth process with the kind help from Charlie and Meghan, many thanks team!
2 months ago
Robert
So so helpful, they gave great advice and handled the whole process really well. Meg was amazing! I'd also recommend their solicitors they were outstanding
3 months ago
Zareeda
Very good spoke with Jonathan mortgage advisor told me about all my options explaining everything in detail I didn’t understand. I would use them again.
4 months ago
Anonymous
very good professional service
5 months ago
Jack
Jason and Stacey were great, informative, helped us save money and best of all super quick and responsive. Would recommend to anyone looking to buy their first or next house!!
6 months ago
Lucy
I have used Sheffield Moneyman three times, 2 new house purchases and one remortgage. Every time they have been very helpful, great at explaining the ins and outs of each option and are really good at keeping me up to date as the mortgage...
7 months ago
Mark
Went out of their way to get me the mortgage I needed ,both mar and Paula were fantastic
7 months ago
Derrick
Chris was a fantastic no-nonsense guy. We contacted him a year ago however we changed our minds then, he promised to contact us another year and we were surprised he did. He put us at ease and took him time to go through everything we needed. We...
7 months ago
Piotr
Really pleased and happy with the service I've received from moneyman mortgage experts and especially massive thanks to Matt Collinson to be so patient and helpfull throughout the whole mortgage application process. Much appreciated guys!
9 months ago
Hannah
Great service. Patiently explained the process and always quick to help and advise. Really recommend Wayne!
10 months ago
Jonathan
Really good to deal with highly recommended very professional and very friendly and helpful Tom Bowes was really good with us and helped us alot.
11 months ago
Morgan
We’re very impressed with our experience with UK MoneyMan! Me and my partner are first time buyers, from the first phone call with Dinah, to the case manager Stacey, everything has been so smooth, every question I had was answered quickly and had...
11 months ago
Kristian
I went to Malcolm for advice as my mortgage was up for renewal and I wanted to discuss other options. Both Malcolm and Lyndsey have been extremely helpful and informative throughout. I will definitely be using them again in the future.
1 year ago
A buy to let mortgage advisor in Sheffield can help you determine your realistic investment goals based on your financial situation and market conditions.
We can also explain the differences between interest-only and repayment mortgages, and help you decide which type of mortgage is best suited to your investment strategy, if you don't know so already.
This application will include all required documents, such as proof of income and identification. The lender will then assess your projected rental income to ensure you can afford monthly payments and any additional costs, such as maintenance and repairs.
After obtaining your buy to let mortgage and purchasing your rental property, it is important to maintain relevant insurance coverage to protect your investment.
As an experienced and well-versed Buy to Let mortgage broker in Sheffield, we always strive to ensure our customers receive help and support throughout the full process.
Your dedicated mortgage advisor will be by your side from the start of your process, right through until the end of your buy to let mortgage transaction.
Our long-standing team of mortgage advisors in Sheffield, here at Sheffieldmoneyman, know the buy to let mortgage market from front to back, left to right.
It is our company aim to make the process as clear & simple as we possibly can, from your initial contact with us, up until the day that you get the keys to your property.
We have a great deal of experience in working with buy to let mortgages, forming recurrent relationships with landlords and helping them to find the best mortgage that will suit their situation.
We always make sure that we are up to date with the latest buy to let legislation and lending criteria, as this allows us to offer our customers recent, open and honest mortgage advice in Sheffield.
We will be available seven days a week, anytime we’re needed and at a time that best suits you. Buy to Let mortgages are never always as simple and easy as you’d like. We will do what we can to help you over any hurdles that arise during your journey.
Take a look at our genuine customer reviews and bear witness to the reasons why so many landlords choose us when looking to take out a Buy to Let in Sheffield.
Current landlords who’ve already built up a portfolio of buy to let properties may want to invest in further opportunities. If this is the case, there’s an option to remortgage one of the properties to release equity. This equity can be used to cover the deposit on another Buy to Let in Sheffield.
Not all lenders will accept an applicant who is applying through these means, however, it’s not impossible to find a lender who will.
If you’re looking to grow your buy to let portfolio through a Limited Company or Special Purpose Vehicle (SPV), this is a specialist topic, so we would strongly recommend that you speak with a specialist Mortgage Advisor in Sheffield.
House of multiple occupation mortgages are taken out on properties occupied usually by five or more people. They’re particularly popular amongst landlords who own student accommodation.
These types of Buy to Let in Sheffield can sometimes be hard to find; not every lender will offer HMO deals. If you’re thinking of applying for a HMO mortgage for your buy to let property, it may be worthwhile speaking to a specialist mortgage advisor in Sheffield.
We understand that there are lots of different buy to let mortgage scenarios. For example, you may be a first time buyer and are planning to invest in buy to let or you may have a complicated mortgage situation that requires help from an expert. If you need a second opinion on anything regarding a Buy to Let in Sheffield, feel free to get in touch with our expert team today.
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