Read our 176 Reviews
The best thing about our job as a Mortgage Broker in Sheffield is helping our clients navigate through the often stressful experience of buying a home or remortgaging. It can be a complicated process and our clients love having someone on their side from start to finish to ensure they get the right advice.
We do pride ourselves on providing a highly responsive service, communication is everything in this job. We work from a large panel of well-known high street banks and building societies to ensure our clients get the best deal available to them but we also work with smaller, more specialist lenders too for when we come across clients who don’t “tick all the boxes”.
4.95 Rating176 Reviews
From the very start, Charlie was an absolute god send. Took his time explaining every detail of the process and was very upfront about what timescales were going to look like. Even when he was away on holiday, still took time to drop me a quick...
These are a fantastic mortgage brokers, they are very knowledgeable and break it down so you understand everything. They keep you up-to-date all the time with anything that happens. They have saved us quite abit of money too. They been...
Tom, Chloe and the team have all been very helpful in securing us a mortgage! They explained the process extremely well as we are first time buyers and so didn't know what to expect. They were always prompt with their responses and were happy...
Amazing service! To say I have a bad credit history would be an understatement and UK Moneyman helped me get my life turned round in 3 months! Would recommend them to anyone wanting a mortgage. Thankyou Wayne for the amazing help.
Very good advi e and assistance to help us find the right deal
We are so lucky to find the best broker team here to help us buying a house,after they submitted the application，they will still help you every step and monitor the mortgage progress,let you know what happened immediately,You can absolutely...
Amazing service, thank you so much.
Very helpful from start to finish. Polite, understanding and willing. Talked us through all of our options and the products available to us and stayed in contact at every step to keep us updated. Very friendly and will 100% use them again when it...
Very personable, friendly service and easily accessed. Second time I've used as was happy with the service I received.
A completely flawless service. Malcolm and the team were responsive, helpful and effective in securing our mortgage. The only broker you need.
Fantastic service. Thom and Meghan answered any of our questions as we didn't have a clue what we were doing. Really quick to process our mortgage as first time buyers.
Brilliant Service with Easy and Friend advisors
We are so thankful to Wayne and the admin team for securing a mortgage on our new home. Wayne source us the best deal for our circumstances, and the admin team made sure our application was submitted and reviewed as quickly as possible. We...
Great from the start. No stone was left unturned, every aspect of the process was expertly explained and not once did I feel like I didn't know what was going on. Definition of professionalism. I'd specifically like to give special thanks...
Our mortgage advisor has been Tom - we couldn’t have asked for anyone better. We’re first time buyers and didn’t know much about the process and steps we had to take in order to get a mortgage and buy a house. Tom has been there...
I couldn’t recommend Sheffield Money Man enough! I was dealt with by Matt and Megan. They were both so friendly and helpful and have made the process stress free for me! A number of my family members have used their services and I will...
I met with Jason to get some advice as a first-time buyer and he has been so helpful. I was not sure how the process worked and Jason answered all my questions. During the process of applying for the mortgage, Jason and Chloe have continued to...
Great help throughout the whole process and excellent communication. My advisor and case manager were on hand to offer advice, give information and answer questions whenever I needed them.
We set Matt from UKMoneyMan the challenge of seeing if he could find two buy to let mortgages and a new residential mortgage for us. To be honest, I wasn't even sure if this would all be possible. Matt was great and managed to find some great...
Joe was a great support to us throughout the mortgage process. He bent over backwards for us and was a great help. We would highly recommend the Sheffield Moneyman brokers to anyone. Second time using them and we will be using them again. Very...
Your free mortgage consultation with a Mortgage Advisor in Sheffield will last approximately an hour. Once they have evaluated your situation, they will recommend a mortgage for you with no obligation for you to proceed. Based on the deal, you can decide whether or not you want to continue the process with us or not.
As a trusted Mortgage Broker in Sheffield, we carry out a fact find to verify your needs before recommending you with a mortgage deal. After a Mortgage Advisor in Sheffield has evaluated your situation, they will perform a credit check on you, this is required for an agreement in principle. Then after you have provided all of the relevant documentation and a valuation of the property has been carried out, a formal mortgage offer can be issued.
We always advise that you obtain an agreement in principle before you start viewing properties in Sheffield, to avoid disappointment. If you want to get yourselves a head start, you should get one prior to making an offer.
Typically, an agreement in principle lasts for between 30 and 90 days, however, this can change depending on your lender in Sheffield. If your agreement in principle expires, you can renew it quite easily.
Yes, you can get a second mortgage. Whether this is for debt consolidation or home improvements, this is possible. It is also possible to take out a second mortgage on a second property but only if it is own use, the use of a family member, a holiday home or a Buy to Let.
To buy a property in Sheffield, you will need to meet a minimum deposit. Typically, with high street lenders, this is usually 5%. This percentage can be higher if you have previous credit problems.
It will be harder but yes you can. You will have to show that you can afford a mortgage by putting down a higher deposit, perhaps 10% or 15% of the purchase price.
Yes, however, you must submit at least one years’ accounts. Most lenders use your salary + dividend to calculate the maximum mortgage, whereas other lenders in Sheffield could base it of your net profit.
If you are an employee, you will need to provide three payslips to prove your income. If you are Self Employed in Sheffield, you will have to prove for the latest 2 years’ accounts. Along with this, you must produce proof of ID, address and 3 months’ bank statements.
Our free mortgage consultation in Sheffield will take about an hour. Once your consultation is completed, we can arrange an agreement in principle for you within 24 hours. A formal offer takes up to three weeks on average.
Our Managing Director Malcolm founded the company with his wife Amy in 2009. He still loves seeing customers to this day and he eats, sleeps and breathes Mortgages!
His real passion is to help customers get the best mortgage deal available to them and guiding First Time Buyers safely through the daunting process of getting onto the property ladder.
His most embarrassing moment came some years ago when he accidentally got locked in a customer's bathroom - don't ask!