help to buy mortgage sheffield

Help to Buy Mortgage Advice in Sheffield

Help to Buy Mortgage Advice in Sheffield

The Help to Buy Equity Loan Scheme is designed to help people get on the property ladder or buy a new home, with only a 5% deposit.

Help to Buy Equity Loans work like this:

  • You put down a deposit of at least 5%.
  • The government lends you up to 20% of the property’s value as an equity loan.
  • You take out a mortgage on the rest of the property’s value.  So if your deposit was 5% and your equity loan was 20%, you’d then take out a 75% mortgage.

Help to Buy – Do You Qualify? 

Equity loans are available to First Time Buyers as well as Homeowners looking to move. The home you want to buy must be newly built with a price tag of up to £600,000.

You won’t be able to sublet this home or enter a part exchange deal on your old home.  You must not own any other property at the time you buy your new home with a Help to Buy Equity Loan.

We are able to provide help to buy mortgage advice, as well as help with solicitors and surveys as and when required.  As part of our initial free mortgage consultation, we can give you an idea of how much your mortgage will cost and if you qualify.

Why should I use a Mortgage Broker?

  1. We’re on your side! We are not linked to the Builders or Estate Agents so we have no vested interests.  Also, we’ll be open and honest with you.
  2. It’s our job to make you feel relaxed and comfortable right from your initial enquiry through to you getting your keys.
  3. We pride ourselves on our customer service, please read our genuine Reviews at
  4. We can provide mortgage advice either face to face or over the telephone, you choose! We’ll work around your work and family commitments.
  5. Unlike your bank, we are able to search 1000’s of help to buy mortgages on your behalf to recommend the most suitable one for you.

To book your Free Mortgage Consultation please contact us.

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Open & Honest Mortgage Advice in Sheffield & Sheffieldmoneyman are trading styles of UK Moneyman Limited, which is authorised and regulated by the Financial Conduct Authority.

UK Moneyman Limited registered in England, registered number 6789312 and registered office 10 Consort Court, Hull, HU9 1PU.

The Financial Conduct Authority does not regulate most buy to let mortgages.

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