Having an up to date credit report is essential for the mortgage application process. Your Mortgage Advisor in Sheffield or your lender will need to see it in order to recommend what mortgage you take out and whether you can afford it or not.
Your Mortgage Advisor in Sheffield will also be able to get a greater insight into your current financial circumstances which will help them get an idea of what sort of mortgage you will be able to access.
Having an up to date credit report with updated information automatically gives you a higher chance of being accepted for a mortgage. Also, your lender will be impressed that you have been prepared and got a credit report early, again improving your chances of being accepted.
As a Mortgage Broker in Sheffield, we always recommend that our customers use “Check My File” so get an updated credit report:
Once you are all set up and have emailed us a copy of your up to date credit report, we can start getting the ball rolling with your mortgage application. As your local Mortgage Broker in Sheffield, we will work alongside you and do our best to help you secure an amazing mortgage deal that matches your personal and financial situation.
Once you email us with your credit report, we will give you a call and get some more details off you. Once we have everything we need, we will pass you over to a Mortgage Advisor at Sheffieldmoneyman who will work with you and help you move into your perfect home.
We have in-depth knowledge of mortgage criteria from a large number of mortgage lenders, including specialist ones. So with the information inside of your credit report, we will know which lender is most suitable for you and your personal and financial situation.