The amount you can borrow for your mortgage is dictated by your income and expenditure and the Lenders’ own affordability calculation models, but a recent article from the Daily Mail suggests housing takes up approximatelyContinue reading
Category: First Time Buyer Mortgages
Brexit and Mortgages – My Opinion
The UK has voted to leave the European Union this morning despite the majority of younger Brits voting to remain. What this vote means in the long-term for the marketsContinue reading
Mortgage Protection Insurance is a term used to encompass various different types of cover designed to protect borrowers from events which could severely impact upon their ability to maintain mortgage payments. There are different variationsContinue reading
The Bank of Mum and Dad is a phrase used to express money lent to children by their parents.
In recent news, Legal and General claim that The Bank of Mum and Dad is equivalent toContinue reading
House prices in Sheffield have increased by two per cent in the first three months of the year – with the average price of a property in the city now costing £126,100.
Hometrack, which monitors propertyContinue reading
Sheffield property market sees boost after tax change Good Reading for First Time Buyers ….
Estate agents in Sheffield have seen a surge in activity on the housing market following a surprise change to the stamp dutyContinue reading
WHAT IS GAZUMPING AND CAN IT HAPPEN TO ME…? BY MALCOLM DAVIDSON – MORTGAGE BROKER IN SHEFFIELD
This is not illegal….and unfortunately this is something that does happen from time to time…About Gazumping
Gazumping occurs when a higherContinue reading
WHICH PROPERTY TO GO FOR ???? This can be confusing as to which one to go for…!
There are 3 main types of property survey available to you….What is a Property Survey?
When you have an offerContinue reading
GET A MORTGAGE AGREEMENT IN PRINCIPLE With Malcolm Davidson – Mortgage Broker in Sheffield What is a Mortgage Agreement in Principle? The Value of an Agreement in Principle
How having your mortgage agreed at the outset can helpContinue reading